Total Value Locked$114,281
TVL by Chain
KUB$62,842
ZetaChain$42,019
Coti$8,805
Velas$480.23
Oasis Sapphire$134.98
The chart plots Active Loans as its own series; it is not part of the TVL above.
Key Metrics
Active Loans$92,966
Protocol Information
Borrow tokens using LSTs as a collateral to amplify staking yields. Without liquidations due to price volatility.
Audits:
Methodology
TVL: We aggregated lending and borrowing tokens issued by Accumulated FinanceView code on GitHubCompetitors
Accumulated Finance Lending history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from May 15, 2025 to Oct 28, 2026.
All-time high TVL: $349,387 on Feb 1, 2026. All-time low TVL: $17 on May 15, 2025.
Daily TVL, Sep 26, 2026 to Oct 28, 2026
| Date | TVL |
|---|---|
| Sep 26, 2026 | $154,558 |
| Sep 27, 2026 | $152,320 |
| Sep 28, 2026 | $150,097 |
| Sep 29, 2026 | $144,397 |
| Sep 30, 2026 | $143,363 |
| Oct 1, 2026 | $145,245 |
| Oct 2, 2026 | $143,291 |
| Oct 3, 2026 | $140,871 |
| Oct 4, 2026 | $142,343 |
| Oct 5, 2026 | $143,412 |
| Oct 6, 2026 | $143,097 |
| Oct 7, 2026 | $138,778 |
| Oct 8, 2026 | $136,710 |
| Oct 9, 2026 | $132,878 |
| Oct 10, 2026 | $135,252 |
| Oct 11, 2026 | $135,293 |
| Oct 12, 2026 | $135,394 |
| Oct 13, 2026 | $130,596 |
| Oct 17, 2026 | $117,528 |
| Oct 18, 2026 | $116,305 |
| Oct 19, 2026 | $113,790 |
| Oct 20, 2026 | $114,343 |
| Oct 21, 2026 | $115,624 |
| Oct 22, 2026 | $115,093 |
| Oct 23, 2026 | $113,100 |
| Oct 24, 2026 | $118,994 |
| Oct 25, 2026 | $118,880 |
| Oct 26, 2026 | $115,038 |
| Oct 27, 2026 | $112,958 |
| Oct 28, 2026 | $115,626 |
TVL at each month end, May 2025 to Oct 2026
| Date | TVL |
|---|---|
| May 31, 2025 | $151,888 |
| Jun 30, 2025 | $134,592 |
| Jul 31, 2025 | $152,575 |
| Aug 31, 2025 | $145,015 |
| Sep 30, 2025 | $198,424 |
| Oct 31, 2025 | $160,793 |
| Nov 30, 2025 | $241,362 |
| Dec 31, 2025 | $156,684 |
| Jan 31, 2026 | $339,833 |
| Feb 28, 2026 | $288,703 |
| Mar 31, 2026 | $273,836 |
| Apr 30, 2026 | $229,676 |
| May 31, 2026 | $204,725 |
| Jun 30, 2026 | $157,049 |
| Jul 31, 2026 | $169,027 |
| Aug 31, 2026 | $153,421 |
| Sep 30, 2026 | $143,363 |
| Oct 28, 2026 (latest) | $115,626 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/accumulated-finance-lending
Frequently asked questions
What is Accumulated Finance Lending's TVL?
As of Oct 28, 2026, Accumulated Finance Lending has $114,281 in total value locked. TVL has decreased 23.9% over the past 30 days.
What chains does Accumulated Finance Lending operate on?
Accumulated Finance Lending operates on 5 chains: KUB, ZetaChain, Coti, Velas, and Oasis Sapphire. KUB holds the largest share at 55%.
How does Accumulated Finance Lending's TVL compare to similar protocols?
Among Lending protocols tracked by DefiLlama, Accumulated Finance Lending ranks #220 by TVL. The category holds $52.591b across 518 protocols, and Accumulated Finance Lending accounts for <0.1% of that total. Similar protocols include Avalon Finance, AImstrong, KiloLend, KINETIXDAO, Aave V3, Morpho Blue, SparkLend, JustLend V1, Maple, and Hyperliquid Earn.
How much has been borrowed through Accumulated Finance Lending?
As of Oct 28, 2026, Accumulated Finance Lending has $92,966 in active loans.