Key Metrics
Active Loans$14.42m
Total Raised$4m
Jul 17, 2026$4mRound: Public token sale
Protocol Information
Credible Finance is a decentralized finance (DeFi) platform pioneering the integration of real-world assets (RWA) with blockchain technology. It enables users to borrow and lend crypto assets, primarily backed by tokenized real-world collateral, bridging traditional finance with the efficiency and transparency of decentralized ledgers. The platform focuses on providing access to capital for real-world entities while offering attractive yields to lenders, all within a permissioned and secure environment. Credible Finance leverages AI-powered credit scoring and ZK oracle nodes for real-time monitoring and underwriting.
Sub Category: Private Credit
Methodology
TVL: Lending TVL counts deposits still available in Credible Finance's lending pools (pool.tvl minus drawn-down amount) plus token balances held by the protocol treasury. Borrowed counts the amount drawn down from the pools by borrowers. Tokens on 0g are counted from the protocol contract.View code on GitHubCompetitors
Frequently Asked Questions
What is Credible Finance's TVL?
Credible Finance currently has $10,659.56 in total value locked. TVL has decreased 70% over the past 30 days.
What chains does Credible Finance operate on?
Credible Finance operates on 2 chains: 0G and Solana. Solana holds the largest share at 100%.
How does Credible Finance's TVL compare to similar protocols?
Among RWA protocols tracked by DefiLlama, Credible Finance ranks #120 by TVL. The category holds $27.782b across 167 protocols, and Credible Finance accounts for <0.1% of that total. Other leading protocols include Midas RWA, BlackRock BUIDL, Ondo Yield Assets, Ondo Global Markets, Invesco USTB, Hastra, Huma Finance V2, OnRe, OpenEden TBILL, and Plume Vaults.
How much has been borrowed through Credible Finance?
Credible Finance currently has $14.42m in active loans.