Ask about Credit · freeTotal Value Locked$25,649
TVL by Chain
World Chain$25,649
The chart plots Active Loans as its own series; it is not part of the TVL above.
Key Metrics
Active Loans$662,553
Protocol Information
Credit is an undercollateralized peer-to-pool lending protocol on World Chain
Methodology
TVL: Counts the tokens locked in the contracts to be used as collateral to borrow or to earn yield. Borrowed coins are not counted towards the TVL, so only the coins actually locked in the contracts are counted. There's multiple reasons behind this but one of the main ones is to avoid inflating the TVL through cycled lending.View code on GitHubYields
Pools Tracked1
Average Supply APY46.37%
Competitors
Credit history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Sep 29, 2025 to Oct 28, 2026.
All-time high TVL: $3.18m on Jan 18, 2026. All-time low TVL: $130 on Aug 12, 2026.
Daily TVL, Sep 29, 2026 to Oct 28, 2026
| Date | TVL |
|---|---|
| Sep 29, 2026 | $28,429 |
| Sep 30, 2026 | $28,564 |
| Oct 1, 2026 | $29,334 |
| Oct 2, 2026 | $29,771 |
| Oct 3, 2026 | $30,234 |
| Oct 4, 2026 | $29,235 |
| Oct 5, 2026 | $29,346 |
| Oct 6, 2026 | $29,710 |
| Oct 7, 2026 | $30,240 |
| Oct 8, 2026 | $30,220 |
| Oct 9, 2026 | $30,401 |
| Oct 10, 2026 | $30,304 |
| Oct 11, 2026 | $28,070 |
| Oct 12, 2026 | $28,255 |
| Oct 13, 2026 | $27,266 |
| Oct 14, 2026 | $26,208 |
| Oct 15, 2026 | $26,391 |
| Oct 16, 2026 | $25,868 |
| Oct 17, 2026 | $25,811 |
| Oct 18, 2026 | $26,060 |
| Oct 19, 2026 | $25,299 |
| Oct 20, 2026 | $25,373 |
| Oct 21, 2026 | $25,504 |
| Oct 22, 2026 | $25,787 |
| Oct 23, 2026 | $25,862 |
| Oct 24, 2026 | $25,895 |
| Oct 25, 2026 | $26,177 |
| Oct 26, 2026 | $26,104 |
| Oct 27, 2026 | $25,454 |
| Oct 28, 2026 | $25,648 |
TVL at each month end, Sep 2025 to Oct 2026
| Date | TVL |
|---|---|
| Sep 30, 2025 | $1.54m |
| Oct 31, 2025 | $865,788 |
| Nov 30, 2025 | $1m |
| Dec 31, 2025 | $2.73m |
| Jan 31, 2026 | $3.16m |
| Feb 28, 2026 | $3.07m |
| Mar 31, 2026 | $2.13m |
| Apr 30, 2026 | $72,774 |
| May 31, 2026 | $133,374 |
| Jun 30, 2026 | $152,475 |
| Jul 31, 2026 | $233,644 |
| Aug 31, 2026 | $12,121 |
| Sep 30, 2026 | $28,564 |
| Oct 28, 2026 (latest) | $25,648 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/credit
Frequently asked questions
What is Credit's TVL?
As of Oct 28, 2026, Credit has $25,649 in total value locked. TVL has decreased 10.1% over the past 30 days.
What chains does Credit operate on?
Credit operates on World Chain. World Chain holds the largest share at 100%.
How does Credit's TVL compare to similar protocols?
Among Lending protocols tracked by DefiLlama, Credit ranks #277 by TVL. The category holds $52.582b across 518 protocols, and Credit accounts for <0.1% of that total. Similar protocols include Morpho Blue, Capyfi, PWN, Aave V3, SparkLend, JustLend V1, Maple, Hyperliquid Earn, Compound V3, and Kamino Lend.
How much has been borrowed through Credit?
As of Oct 28, 2026, Credit has $662,553 in active loans.