Total Value Locked$327,604
TVL by Chain
XDC$327,604
The chart plots Active Loans as its own series; it is not part of the TVL above.
Key Metrics
Active Loans$251,726
Protocol Information
Fathom Protocol is a comprehensive DeFi platform providing liquidity solutions to both retail and institutional participants. Users can deposit XDC and staked XDC to mint FXD, USD stablecoin, which can be used to gain exposure to yield opportunities through our RWA Vaults and Trade Finance Pools. Crypto and RWA holders can also borrow FXD using their assets as collateral.
Methodology
TVL: Total value of all coins held in the smart contracts of the protocolView code on GitHubCompetitors
Fathom Lending history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Apr 4, 2024 to Oct 27, 2026.
All-time high TVL: $459,576 on Jan 22, 2025. All-time low TVL: $6 on Apr 4, 2024.
Daily TVL, Sep 28, 2026 to Oct 27, 2026
| Date | TVL |
|---|---|
| Sep 28, 2026 | $421,338 |
| Sep 29, 2026 | $436,493 |
| Sep 30, 2026 | $412,546 |
| Oct 1, 2026 | $428,216 |
| Oct 2, 2026 | $425,539 |
| Oct 3, 2026 | $421,150 |
| Oct 4, 2026 | $405,588 |
| Oct 5, 2026 | $400,023 |
| Oct 6, 2026 | $409,479 |
| Oct 7, 2026 | $353,199 |
| Oct 8, 2026 | $339,128 |
| Oct 9, 2026 | $332,304 |
| Oct 10, 2026 | $361,131 |
| Oct 11, 2026 | $355,422 |
| Oct 12, 2026 | $356,017 |
| Oct 13, 2026 | $343,283 |
| Oct 14, 2026 | $354,782 |
| Oct 15, 2026 | $346,032 |
| Oct 16, 2026 | $352,135 |
| Oct 17, 2026 | $343,132 |
| Oct 18, 2026 | $346,924 |
| Oct 19, 2026 | $338,417 |
| Oct 20, 2026 | $329,465 |
| Oct 21, 2026 | $327,065 |
| Oct 22, 2026 | $337,616 |
| Oct 23, 2026 | $327,277 |
| Oct 24, 2026 | $322,071 |
| Oct 25, 2026 | $313,865 |
| Oct 26, 2026 | $297,962 |
| Oct 27, 2026 | $323,336 |
TVL at each month end, Nov 2024 to Oct 2026
| Date | TVL |
|---|---|
| Nov 30, 2024 | $62,305 |
| Dec 31, 2024 | $85,815 |
| Jan 31, 2025 | $124,105 |
| Feb 28, 2025 | $49,716 |
| Mar 31, 2025 | $45,053 |
| Apr 30, 2025 | $54,103 |
| May 31, 2025 | $52,381 |
| Jun 30, 2025 | $65,152 |
| Jul 31, 2025 | $154,756 |
| Aug 31, 2025 | $122,842 |
| Sep 30, 2025 | $106,592 |
| Oct 31, 2025 | $111,202 |
| Nov 30, 2025 | $151,457 |
| Dec 31, 2025 | $182,115 |
| Jan 31, 2026 | $158,593 |
| Feb 28, 2026 | $140,518 |
| Mar 31, 2026 | $81,653 |
| Apr 30, 2026 | $94,889 |
| May 31, 2026 | $175,093 |
| Jun 30, 2026 | $152,929 |
| Jul 31, 2026 | $360,504 |
| Aug 31, 2026 | $389,454 |
| Sep 30, 2026 | $412,546 |
| Oct 27, 2026 (latest) | $323,336 |
TVL at each year end, Dec 31, 2024 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2024 | $85,815 |
| Dec 31, 2025 | $182,115 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/fathom-lending
Frequently asked questions
What is Fathom Lending's TVL?
As of Oct 27, 2026, Fathom Lending has $327,604 in total value locked. TVL has decreased 12.6% over the past 30 days.
What chains does Fathom Lending operate on?
Fathom Lending operates on XDC. XDC holds the largest share at 100%.
How does Fathom Lending's TVL compare to similar protocols?
Among Lending protocols tracked by DefiLlama, Fathom Lending ranks #163 by TVL. The category holds $52.413b across 518 protocols, and Fathom Lending accounts for <0.1% of that total. Similar protocols include Morpho Blue, Silo V3, Teller, wefi, PrimeFi, Aave V3, SparkLend, JustLend V1, Maple, and Hyperliquid Earn.
How much has been borrowed through Fathom Lending?
As of Oct 27, 2026, Fathom Lending has $251,726 in active loans.