Total Value Locked$24.76m
TVL by Chain
Algorand$24.76m
Key Metrics
Fees 30d$52,199
Fees 30d by chain
Algorand$52,199
Fees 7d$10,244
Algorand$10,244
Fees 24h$1,354
Algorand$1,354
Cumulative Fees$108,179
Algorand$108,179
Revenue 30d$7,657
Revenue 30d by chain
Algorand$7,657
Revenue 7d$1,505
Algorand$1,505
Revenue 24h$201
Algorand$201
Cumulative Revenue$15,569
Algorand$15,569
Holders Revenue 30d$0
Holders Revenue 30d by chain
Algorand$0
Holders Revenue 7d$0
Algorand$0
Holders Revenue 24h$0
Algorand$0
Cumulative Holders Revenue$0
Algorand$0
Active Loans$11.38m
Protocol Information
Innovative DeFi platform to lend, borrow, trade and manage digital assets.
Audits:
Methodology
TVL: Total value of all coins held in the smart contracts of the protocolView code on GitHubFees: Borrow interest paid across all v2 money-market pools.View code on GitHubRevenue: Protocol share of borrow interest.View code on GitHubHolders Revenue: View code on GitHubYields
Pools Tracked17
Average Supply APY1.58%
Competitors
Folks Finance Lending history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Apr 12, 2022 to Oct 27, 2026.
All-time high TVL: $117.95m on Dec 4, 2024. All-time low TVL: $1.61m on Jan 5, 2023.
Daily TVL, Sep 28, 2026 to Oct 27, 2026
| Date | TVL |
|---|---|
| Sep 28, 2026 | $28.14m |
| Sep 29, 2026 | $31.12m |
| Sep 30, 2026 | $29.05m |
| Oct 1, 2026 | $29.02m |
| Oct 2, 2026 | $28.51m |
| Oct 3, 2026 | $29.69m |
| Oct 4, 2026 | $30.23m |
| Oct 5, 2026 | $30.42m |
| Oct 6, 2026 | $29.71m |
| Oct 7, 2026 | $28.8m |
| Oct 8, 2026 | $27.93m |
| Oct 9, 2026 | $27.47m |
| Oct 10, 2026 | $26.96m |
| Oct 11, 2026 | $27.52m |
| Oct 12, 2026 | $29.27m |
| Oct 13, 2026 | $27.48m |
| Oct 14, 2026 | $27.78m |
| Oct 15, 2026 | $26.8m |
| Oct 16, 2026 | $27.64m |
| Oct 17, 2026 | $26.75m |
| Oct 18, 2026 | $26.11m |
| Oct 19, 2026 | $26.01m |
| Oct 20, 2026 | $25.64m |
| Oct 21, 2026 | $26.64m |
| Oct 22, 2026 | $26.89m |
| Oct 23, 2026 | $25.42m |
| Oct 24, 2026 | $25.05m |
| Oct 25, 2026 | $24.89m |
| Oct 26, 2026 | $24.95m |
| Oct 27, 2026 | $25.16m |
TVL at each month end, Nov 2024 to Oct 2026
| Date | TVL |
|---|---|
| Nov 30, 2024 | $103.81m |
| Dec 31, 2024 | $72.13m |
| Jan 31, 2025 | $88.93m |
| Feb 28, 2025 | $58.06m |
| Mar 31, 2025 | $45.28m |
| Apr 30, 2025 | $13.49m |
| May 31, 2025 | $11.89m |
| Jun 30, 2025 | $39.24m |
| Jul 31, 2025 | $51.2m |
| Aug 31, 2025 | $48.63m |
| Sep 30, 2025 | $50.16m |
| Oct 31, 2025 | $42.96m |
| Nov 30, 2025 | $35.82m |
| Dec 31, 2025 | $31.94m |
| Jan 31, 2026 | $31.34m |
| Feb 28, 2026 | $25.61m |
| Mar 31, 2026 | $23.76m |
| Apr 30, 2026 | $29.08m |
| May 31, 2026 | $31.47m |
| Jun 30, 2026 | $22.59m |
| Jul 31, 2026 | $19.94m |
| Aug 31, 2026 | $21.18m |
| Sep 30, 2026 | $29.05m |
| Oct 27, 2026 (latest) | $25.16m |
TVL at each year end, Dec 31, 2022 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2022 | $20.65m |
| Dec 31, 2023 | $47.15m |
| Dec 31, 2024 | $72.13m |
| Dec 31, 2025 | $31.94m |
Fees, revenue and holders revenue by UTC calendar month, Aug 2026 to Oct 2026
| Month | Fees | Revenue | Holders revenue |
|---|---|---|---|
| Aug 2026 | $5,752 | $788 | $0 |
| Sep 2026 | $57,634 | $8,247 | $0 |
| Oct 2026 (to date) | $46,147 | $6,735 | $0 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/folks-finance-lending
Frequently asked questions
What is Folks Finance Lending's TVL?
As of Oct 27, 2026, Folks Finance Lending has $24.76m in total value locked. TVL has decreased 10.3% over the past 30 days.
What chains does Folks Finance Lending operate on?
Folks Finance Lending operates on Algorand. Algorand holds the largest share at 100%.
How much has Folks Finance Lending generated in fees and revenue?
Over the past 30 days, Folks Finance Lending generated $52,199 in fees. Of that, $7,657 was protocol revenue. Based on the trailing year, the annualized rate is $669,243 in fees and $96,317 in revenue.
How does Folks Finance Lending's TVL compare to similar protocols?
Among Lending protocols tracked by DefiLlama, Folks Finance Lending ranks #49 by TVL. The category holds $52.517b across 518 protocols, and Folks Finance Lending accounts for <0.1% of that total. Similar protocols include Algofi Lend, DorkFi, Ultraswap, Aave V3, Morpho Blue, SparkLend, JustLend V1, Maple, Hyperliquid Earn, and Compound V3.
How much has been borrowed through Folks Finance Lending?
As of Oct 27, 2026, Folks Finance Lending has $11.38m in active loans.

