Total Value Locked$4.02m
TVL by Chain
Avalanche$2.94m
Polygon$751,344
Monad$180,735
Ethereum$72,721
Arbitrum$33,592
Base$26,811
Sei$8,204
BSC$7,038
Key Metrics
Fees 30d$17,519
Fees 30d by chain
Avalanche$17,185
Polygon$208.62
Ethereum$48.82
Monad$47.34
Arbitrum$22.55
Base$5.90
Sei$0.73
BSC$0.20
Fees 7d$1,441
Avalanche$1,411
Polygon$12.49
Ethereum$10.71
Monad$5.54
Arbitrum$1.19
Base$0.91
BSC$0
Sei$0
Fees 24h$388
Avalanche$384
Polygon$1.87
Ethereum$1.51
Monad$0.79
Base$0.13
Arbitrum$0.08
BSC$0
Sei$0
Cumulative Fees$688,258
Avalanche$395,838
Polygon$230,903
Monad$49,497
Sei$6,222
Ethereum$4,382
Arbitrum$994.80
Base$337.39
BSC$74.44
Revenue 30d$1,750
Revenue 30d by chain
Avalanche$1,717
Polygon$20.89
Ethereum$4.89
Monad$4.74
Arbitrum$2.29
Base$0.47
BSC$0
Sei$0
Revenue 7d$143.54
Avalanche$140.47
Polygon$1.26
Ethereum$1.06
Monad$0.56
Arbitrum$0.14
Base$0.07
BSC$0
Sei$0
Revenue 24h$38.12
Avalanche$37.68
Polygon$0.19
Ethereum$0.15
Monad$0.08
Arbitrum$0.01
Base$0.01
BSC$0
Sei$0
Cumulative Revenue$68,843
Avalanche$39,582
Polygon$23,117
Monad$4,954
Sei$619.43
Ethereum$436.82
Arbitrum$98.28
Base$29.21
BSC$7.23
Holders Revenue 30d$0
Holders Revenue 30d by chain
Arbitrum$0
Avalanche$0
Base$0
BSC$0
Ethereum$0
Monad$0
Polygon$0
Sei$0
Holders Revenue 7d$0
Arbitrum$0
Avalanche$0
Base$0
BSC$0
Ethereum$0
Monad$0
Polygon$0
Sei$0
Holders Revenue 24h$0
Arbitrum$0
Avalanche$0
Base$0
BSC$0
Ethereum$0
Monad$0
Polygon$0
Sei$0
Cumulative Holders Revenue$0
Arbitrum$0
Avalanche$0
Base$0
BSC$0
Ethereum$0
Monad$0
Polygon$0
Sei$0
Active Loans$901,166
Protocol Information
Crosschain DeFi Hub offering crosschain lending and borrowing.
Audits:
Methodology
TVL: In Folks Finance's xChain lending native assets remain on their native chains while crosschain assets like USDC are pooled together, which can be accessed equally from all connected networks. TVL counts for each pool: deposited, borrowed variable and borrowed stable total amounts.View code on GitHubFees: Borrow interest paid across all xChain hub pools.View code on GitHubRevenue: Protocol share of borrow interest (retention rate per pool).View code on GitHubHolders Revenue: View code on GitHubCompetitors
Folks Finance xChain history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Oct 3, 2024 to Oct 28, 2026.
All-time high TVL: $36.22m on Sep 19, 2025. All-time low TVL: $375,495 on Oct 14, 2024.
Daily TVL, Sep 29, 2026 to Oct 28, 2026
| Date | TVL |
|---|---|
| Sep 29, 2026 | $6.73m |
| Sep 30, 2026 | $6.8m |
| Oct 1, 2026 | $6.69m |
| Oct 2, 2026 | $6.82m |
| Oct 3, 2026 | $6.68m |
| Oct 4, 2026 | $6.7m |
| Oct 5, 2026 | $6.73m |
| Oct 6, 2026 | $6.68m |
| Oct 7, 2026 | $6.66m |
| Oct 8, 2026 | $6.19m |
| Oct 9, 2026 | $5.71m |
| Oct 10, 2026 | $5.67m |
| Oct 11, 2026 | $5.61m |
| Oct 12, 2026 | $5.56m |
| Oct 13, 2026 | $5.21m |
| Oct 14, 2026 | $4.84m |
| Oct 15, 2026 | $4.72m |
| Oct 16, 2026 | $4.74m |
| Oct 17, 2026 | $4.62m |
| Oct 18, 2026 | $4.56m |
| Oct 19, 2026 | $4.51m |
| Oct 20, 2026 | $4.44m |
| Oct 21, 2026 | $4.38m |
| Oct 22, 2026 | $4.32m |
| Oct 23, 2026 | $4.03m |
| Oct 24, 2026 | $3.92m |
| Oct 25, 2026 | $3.88m |
| Oct 26, 2026 | $3.85m |
| Oct 27, 2026 | $3.82m |
| Oct 28, 2026 | $4.06m |
TVL at each month end, Nov 2024 to Oct 2026
| Date | TVL |
|---|---|
| Nov 30, 2024 | $4.51m |
| Dec 31, 2024 | $7.38m |
| Jan 31, 2025 | $7.64m |
| Feb 28, 2025 | $6.97m |
| Mar 31, 2025 | $7.65m |
| Apr 30, 2025 | $8.21m |
| May 31, 2025 | $9.39m |
| Jun 30, 2025 | $15.56m |
| Jul 31, 2025 | $19.02m |
| Aug 31, 2025 | $28.25m |
| Sep 30, 2025 | $31.51m |
| Oct 31, 2025 | $26.9m |
| Nov 30, 2025 | $21.03m |
| Dec 31, 2025 | $22.02m |
| Jan 31, 2026 | $18.83m |
| Feb 28, 2026 | $15.05m |
| Mar 31, 2026 | $14.03m |
| Apr 30, 2026 | $9.37m |
| May 31, 2026 | $8.89m |
| Jun 30, 2026 | $6.58m |
| Jul 31, 2026 | $5.18m |
| Aug 31, 2026 | $5.13m |
| Sep 30, 2026 | $6.8m |
| Oct 28, 2026 (latest) | $4.06m |
TVL at each year end, Dec 31, 2024 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2024 | $7.38m |
| Dec 31, 2025 | $22.02m |
Fees, revenue and holders revenue by UTC calendar month, Aug 2025 to Oct 2026
| Month | Fees | Revenue | Holders revenue |
|---|---|---|---|
| Aug 2025 | $5,577 | $557 | $0 |
| Sep 2025 | $87,836 | $8,787 | $0 |
| Oct 2025 | $89,322 | $8,930 | $0 |
| Nov 2025 | $65,585 | $6,557 | $0 |
| Dec 2025 | $71,344 | $7,134 | $0 |
| Jan 2026 | $66,838 | $6,689 | $0 |
| Feb 2026 | $52,716 | $5,268 | $0 |
| Mar 2026 | $40,960 | $4,099 | $0 |
| Apr 2026 | $62,315 | $6,235 | $0 |
| May 2026 | $42,437 | $4,241 | $0 |
| Jun 2026 | $30,649 | $3,061 | $0 |
| Jul 2026 | $18,670 | $1,876 | $0 |
| Aug 2026 | $13,114 | $1,323 | $0 |
| Sep 2026 | $25,684 | $2,567 | $0 |
| Oct 2026 (to date) | $15,599 | $1,557 | $0 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/folks-finance-xchain
Frequently asked questions
What is Folks Finance xChain's TVL?
As of Oct 28, 2026, Folks Finance xChain has $4.02m in total value locked. TVL has decreased 40% over the past 30 days.
What chains does Folks Finance xChain operate on?
Folks Finance xChain operates on 8 chains: Avalanche, Polygon, Monad, Ethereum, and Arbitrum and 3 others. Avalanche holds the largest share at 73.1%.
How much has Folks Finance xChain generated in fees and revenue?
Over the past 30 days, Folks Finance xChain generated $17,519 in fees. Of that, $1,750 was protocol revenue. Based on the trailing year, the annualized rate is $515,558 in fees and $51,572 in revenue.
How does Folks Finance xChain's TVL compare to similar protocols?
Among Lending protocols tracked by DefiLlama, Folks Finance xChain ranks #89 by TVL. The category holds $52.2b across 517 protocols, and Folks Finance xChain accounts for <0.1% of that total. Similar protocols include Morpho Blue, Aave V3, Euler V2, OmniBTC, Tarot, Ajna V2, Prime Protocol, Unitus, Avalon Finance, and dForce Lending.
How much has been borrowed through Folks Finance xChain?
As of Oct 28, 2026, Folks Finance xChain has $901,166 in active loans.