Ask about GARD · freeGARD(GARD)
Total Value Locked$6,400
TVL by Chain
Algorand$6,400
The chart plots Staking as its own series; it is not part of the TVL above.
Key Metrics
Staked$0
Protocol Information
The GARD Protocol offers decentralized money and fixed-yield products for Algorand users. Users can leverage their assets held in collateralized debt positions to draw a stable line of credit in GARD, our stablecoin. To borrow GARD, users must supply collateral in excess of what is borrowed in the form of whitelisted assets such as ALGOs or ALGO derivatives. Once a user holds GARD they may earn interest by staking it, adding to specific liquidity pools, liquidating risky users, selling LP tokens to the protocol, or using GARD to buy other assets to increase leverage. If a user happens to borrow against any ALGOs they hold they’ll also be able to use their collateral to participate in Algorand’s governance system and still earn Algorand governance rewards.
Audits:
Methodology
TVL: Total value of all coins held in the smart contracts of the protocolView code on GitHubCompetitors
GARD history
TVL is the default DefiLlama definition, which excludes Staking. Daily values are UTC snapshots from Apr 26, 2022 to Oct 27, 2026.
All-time high TVL: $10.32m on Feb 21, 2023. All-time low TVL: $6,389 on Oct 25, 2026.
Daily TVL, Sep 28, 2026 to Oct 27, 2026
| Date | TVL |
|---|---|
| Sep 28, 2026 | $7,158 |
| Sep 29, 2026 | $8,361 |
| Sep 30, 2026 | $7,753 |
| Oct 1, 2026 | $7,653 |
| Oct 2, 2026 | $7,698 |
| Oct 3, 2026 | $7,914 |
| Oct 4, 2026 | $8,075 |
| Oct 5, 2026 | $8,091 |
| Oct 6, 2026 | $7,816 |
| Oct 7, 2026 | $7,596 |
| Oct 8, 2026 | $7,295 |
| Oct 9, 2026 | $7,266 |
| Oct 10, 2026 | $7,120 |
| Oct 11, 2026 | $7,306 |
| Oct 12, 2026 | $7,779 |
| Oct 13, 2026 | $7,287 |
| Oct 14, 2026 | $7,389 |
| Oct 15, 2026 | $7,111 |
| Oct 16, 2026 | $7,133 |
| Oct 17, 2026 | $7,135 |
| Oct 18, 2026 | $6,903 |
| Oct 19, 2026 | $6,816 |
| Oct 20, 2026 | $6,765 |
| Oct 21, 2026 | $6,994 |
| Oct 22, 2026 | $6,987 |
| Oct 23, 2026 | $6,539 |
| Oct 24, 2026 | $6,495 |
| Oct 25, 2026 | $6,389 |
| Oct 26, 2026 | $6,390 |
| Oct 27, 2026 | $6,484 |
TVL at each month end, Nov 2024 to Oct 2026
| Date | TVL |
|---|---|
| Nov 30, 2024 | $80,174 |
| Dec 31, 2024 | $57,160 |
| Jan 31, 2025 | $68,157 |
| Feb 28, 2025 | $41,885 |
| Mar 31, 2025 | $31,467 |
| Apr 30, 2025 | $39,996 |
| May 31, 2025 | $33,463 |
| Jun 30, 2025 | $32,597 |
| Jul 31, 2025 | $44,684 |
| Aug 31, 2025 | $41,290 |
| Sep 30, 2025 | $36,412 |
| Oct 31, 2025 | $30,832 |
| Nov 30, 2025 | $24,634 |
| Dec 31, 2025 | $20,259 |
| Jan 31, 2026 | $19,727 |
| Feb 28, 2026 | $15,294 |
| Mar 31, 2026 | $14,661 |
| Apr 30, 2026 | $19,639 |
| May 31, 2026 | $21,791 |
| Jun 30, 2026 | $15,019 |
| Jul 31, 2026 | $13,957 |
| Aug 31, 2026 | $14,959 |
| Sep 30, 2026 | $7,753 |
| Oct 27, 2026 (latest) | $6,484 |
TVL at each year end, Dec 31, 2022 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2022 | $1.37m |
| Dec 31, 2023 | $47,214 |
| Dec 31, 2024 | $57,160 |
| Dec 31, 2025 | $20,259 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/gard
Frequently asked questions
What is GARD's TVL?
As of Oct 27, 2026, GARD has $6,400 in total value locked. TVL has decreased 10.6% over the past 30 days.
What chains does GARD operate on?
GARD operates on Algorand. Algorand holds the largest share at 100%.
How does GARD's TVL compare to similar protocols?
Among CDP protocols tracked by DefiLlama, GARD ranks #137 by TVL. The category holds $7.382b across 200 protocols, and GARD accounts for <0.1% of that total. Similar protocols include Compx CDP, Sky Lending, USDD, Liquity V1, crvUSD, Liquity V2, Lista CDP, Reservoir Protocol, Frankencoin, and Inverse Finance FiRM.