Ask about Minterest · freeMinterest(MINTY)
Total Value Locked$98,439
TVL by Chain
Mantle$84,540
Ethereum$11,385
Taiko$2,440
Morph$74.37
The chart plots Active Loans as its own series; it is not part of the TVL above.
Key Metrics
Active Loans$21,216
Protocol Information
Minterest is a lending protocol which captures more fees than any other lending protocol and redistributes them as rewards back to users who contribute to its governance.
Audits:
Methodology
TVL: Total value of all coins held in the smart contracts of the protocolView code on GitHubCompetitors
Minterest history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Jan 22, 2024 to Oct 27, 2026.
All-time high TVL: $7.18m on Jul 14, 2024. All-time low TVL: $79,466 on Jun 29, 2026.
Daily TVL, Sep 28, 2026 to Oct 27, 2026
| Date | TVL |
|---|---|
| Sep 28, 2026 | $112,113 |
| Sep 29, 2026 | $111,979 |
| Sep 30, 2026 | $112,061 |
| Oct 1, 2026 | $113,545 |
| Oct 2, 2026 | $113,572 |
| Oct 3, 2026 | $111,838 |
| Oct 4, 2026 | $111,720 |
| Oct 5, 2026 | $113,105 |
| Oct 6, 2026 | $112,505 |
| Oct 7, 2026 | $110,296 |
| Oct 8, 2026 | $106,553 |
| Oct 9, 2026 | $103,889 |
| Oct 10, 2026 | $104,060 |
| Oct 11, 2026 | $104,823 |
| Oct 12, 2026 | $105,558 |
| Oct 13, 2026 | $102,242 |
| Oct 14, 2026 | $104,159 |
| Oct 15, 2026 | $101,407 |
| Oct 16, 2026 | $102,169 |
| Oct 17, 2026 | $101,947 |
| Oct 18, 2026 | $101,698 |
| Oct 19, 2026 | $101,381 |
| Oct 20, 2026 | $101,477 |
| Oct 21, 2026 | $102,497 |
| Oct 22, 2026 | $103,112 |
| Oct 23, 2026 | $100,943 |
| Oct 24, 2026 | $100,634 |
| Oct 25, 2026 | $99,161 |
| Oct 26, 2026 | $98,411 |
| Oct 27, 2026 | $98,816 |
TVL at each month end, Nov 2024 to Oct 2026
| Date | TVL |
|---|---|
| Nov 30, 2024 | $4.31m |
| Dec 31, 2024 | $4.15m |
| Jan 31, 2025 | $3.17m |
| Feb 28, 2025 | $1.35m |
| Mar 31, 2025 | $1.08m |
| Apr 30, 2025 | $1.12m |
| May 31, 2025 | $1.21m |
| Jun 30, 2025 | $939,582 |
| Jul 31, 2025 | $932,664 |
| Aug 31, 2025 | $804,774 |
| Sep 30, 2025 | $813,330 |
| Oct 31, 2025 | $557,596 |
| Nov 30, 2025 | $289,188 |
| Dec 31, 2025 | $165,926 |
| Jan 22, 2026 | $153,750 |
| Feb 28, 2026 | $100,701 |
| Mar 31, 2026 | $103,335 |
| Apr 30, 2026 | $104,634 |
| May 31, 2026 | $101,398 |
| Jun 30, 2026 | $80,506 |
| Jul 31, 2026 | $87,089 |
| Aug 31, 2026 | $102,767 |
| Sep 30, 2026 | $112,061 |
| Oct 27, 2026 (latest) | $98,816 |
TVL at each year end, Dec 31, 2024 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2024 | $4.15m |
| Dec 31, 2025 | $165,926 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/minterest
Frequently asked questions
What is Minterest's TVL?
As of Oct 27, 2026, Minterest has $98,439 in total value locked. TVL has decreased 13.2% over the past 30 days.
What chains does Minterest operate on?
Minterest operates on 4 chains: Mantle, Ethereum, Taiko, and Morph. Mantle holds the largest share at 85.9%.
How does Minterest's TVL compare to similar protocols?
Among Lending protocols tracked by DefiLlama, Minterest ranks #224 by TVL. The category holds $51.897b across 518 protocols, and Minterest accounts for <0.1% of that total. Similar protocols include Aave V3, Morpho Blue, Compound V3, Euler V2, Dolomite, Native Credit Pool, LayerBank, Kinza Finance, Avalon Finance, and Impermax V2.
How much has been borrowed through Minterest?
As of Oct 27, 2026, Minterest has $21,216 in active loans.