Ask about OpenFi · freeOpenFi
Total Value Locked$177.03
TVL by Chain
BSC$171.67
Pharos$5.36
The chart plots Active Loans as its own series; it is not part of the TVL above.
Key Metrics
Active Loans$9.02
Protocol Information
OpenFi is a lending protocol bridging Real World Assets to DeFi, allowing users to supply and borrow RWA-backed and crypto assets.
Methodology
TVL: Counts the tokens locked in the contracts to be used as collateral to borrow or to earn yield. Borrowed coins are not counted towards the TVL, so only the coins actually locked in the contracts are counted. There's multiple reasons behind this but one of the main ones is to avoid inflating the TVL through cycled lending.View code on GitHubCompetitors
OpenFi history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from May 19, 2026 to Oct 27, 2026.
All-time high TVL: $305 on May 21, 2026. All-time low TVL: $168 on Jun 6, 2026.
Daily TVL, Sep 28, 2026 to Oct 27, 2026
| Date | TVL |
|---|---|
| Sep 28, 2026 | $185 |
| Sep 29, 2026 | $184 |
| Sep 30, 2026 | $184 |
| Oct 1, 2026 | $185 |
| Oct 2, 2026 | $184 |
| Oct 3, 2026 | $185 |
| Oct 4, 2026 | $186 |
| Oct 5, 2026 | $187 |
| Oct 6, 2026 | $186 |
| Oct 7, 2026 | $184 |
| Oct 8, 2026 | $184 |
| Oct 9, 2026 | $183 |
| Oct 10, 2026 | $183 |
| Oct 11, 2026 | $183 |
| Oct 12, 2026 | $177 |
| Oct 13, 2026 | $177 |
| Oct 14, 2026 | $177 |
| Oct 15, 2026 | $176 |
| Oct 16, 2026 | $176 |
| Oct 17, 2026 | $176 |
| Oct 18, 2026 | $176 |
| Oct 19, 2026 | $176 |
| Oct 20, 2026 | $176 |
| Oct 21, 2026 | $177 |
| Oct 22, 2026 | $177 |
| Oct 23, 2026 | $176 |
| Oct 24, 2026 | $176 |
| Oct 25, 2026 | $176 |
| Oct 26, 2026 | $176 |
| Oct 27, 2026 | $176 |
TVL at each month end, May 2026 to Oct 2026
| Date | TVL |
|---|---|
| May 31, 2026 | $176 |
| Jun 30, 2026 | $174 |
| Jul 31, 2026 | $176 |
| Aug 31, 2026 | $180 |
| Sep 30, 2026 | $184 |
| Oct 27, 2026 (latest) | $176 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/openfi
Frequently asked questions
What is OpenFi's TVL?
As of Oct 27, 2026, OpenFi has $177.03 in total value locked. TVL has decreased 3.8% over the past 30 days.
What chains does OpenFi operate on?
OpenFi operates on 2 chains: BSC and Pharos. BSC holds the largest share at 97%.
How does OpenFi's TVL compare to similar protocols?
Among Lending protocols tracked by DefiLlama, OpenFi ranks #422 by TVL. The category holds $51.875b across 518 protocols, and OpenFi accounts for <0.1% of that total. Similar protocols include Morpho Blue, Avalon Finance, Aave V3, Venus Core Pool, Lista Lending, Euler V2, Native Credit Pool, Gearbox, Alpaca Finance 2.0, and Flying Tulip Lend.
How much has been borrowed through OpenFi?
As of Oct 27, 2026, OpenFi has $9.02 in active loans.