Ask about Pencil Finance
Logo of Pencil FinancePencil Finance
Total Value Locked$0

TVL by Chain

EDU Chain$0

Protocol Information

Pencil Finance is a DeFi lending protocol that tokenizes real-world student loans, offering risk-adjusted yields via a dual-tranche system backed by off-chain repayments.

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Category:RWA

Sub Category: Private Credit

Methodology

TVL: TVL is calculated based on totalAssets() (WEDU tokens) held by the Pencil Finance Staking Vault on EduChain (OCC chain).View code on GitHub

Competitors

BlackRock BUIDL ($3.54b)Tether Gold ($3.077b)Spiko ($2.635b)Circle USYC ($2.603b)Ondo Yield Assets ($2.566b)Paxos Gold ($1.873b)Centrifuge Protocol ($1.505b)WisdomTree ($1.23b)Blockchain Capital ($961.97m)Ondo Global Markets ($941.84m)

Frequently Asked Questions

What is Pencil Finance's TVL?

Pencil Finance currently has $0 in total value locked. TVL has decreased 100% over the past 30 days.

What chains does Pencil Finance operate on?

Pencil Finance operates on EDU Chain.

How does Pencil Finance's TVL compare to similar protocols?

Among RWA protocols tracked by DefiLlama, Pencil Finance ranks #150 by TVL. The category holds $27.781b across 167 protocols, and Pencil Finance accounts for 0% of that total. Other leading protocols include BlackRock BUIDL, Tether Gold, Spiko, Circle USYC, Ondo Yield Assets, Paxos Gold, Centrifuge Protocol, WisdomTree, Blockchain Capital, and Ondo Global Markets.