Ask about PolyQuity · freePolyQuity(PYQ)
Total Value Locked$93,137
TVL by Chain
Polygon$93,137
Protocol Information
PolyQuity is a decentralized borrowing protocol that allows you to draw interest-free loans against Matic used as collateral. Loans are paid out in PUSD (a USD pegged stablecoin) and need to maintain a minimum collateral ratio of 110%. In addition to the collateral, the loans are secured by a Stability Pool containing PUSD and by fellow borrowers collectively acting as guarantors of last resort. Learn more about these mechanisms in our documentation.
Audits:
Methodology
TVL: Total value of all coins held in the smart contracts of the protocolView code on GitHubCompetitors
PolyQuity history
TVL is the default DefiLlama definition. Daily values are UTC snapshots from Jun 28, 2021 to Oct 28, 2026.
All-time high TVL: $47.08m on Jun 30, 2021. All-time low TVL: $83,649 on Oct 19, 2025.
Daily TVL, Sep 29, 2026 to Oct 28, 2026
| Date | TVL |
|---|---|
| Sep 29, 2026 | $95,550 |
| Sep 30, 2026 | $95,639 |
| Oct 1, 2026 | $95,241 |
| Oct 2, 2026 | $94,729 |
| Oct 3, 2026 | $94,750 |
| Oct 4, 2026 | $94,901 |
| Oct 5, 2026 | $94,971 |
| Oct 6, 2026 | $94,896 |
| Oct 7, 2026 | $94,309 |
| Oct 8, 2026 | $94,159 |
| Oct 9, 2026 | $93,866 |
| Oct 10, 2026 | $93,913 |
| Oct 11, 2026 | $94,156 |
| Oct 12, 2026 | $94,221 |
| Oct 13, 2026 | $93,909 |
| Oct 14, 2026 | $94,070 |
| Oct 15, 2026 | $93,488 |
| Oct 16, 2026 | $93,382 |
| Oct 17, 2026 | $93,363 |
| Oct 18, 2026 | $93,186 |
| Oct 19, 2026 | $93,105 |
| Oct 20, 2026 | $93,155 |
| Oct 21, 2026 | $93,409 |
| Oct 22, 2026 | $93,234 |
| Oct 23, 2026 | $92,994 |
| Oct 24, 2026 | $92,830 |
| Oct 25, 2026 | $92,873 |
| Oct 26, 2026 | $92,761 |
| Oct 27, 2026 | $92,990 |
| Oct 28, 2026 | $93,116 |
TVL at each month end, Nov 2024 to Oct 2026
| Date | TVL |
|---|---|
| Nov 30, 2024 | $144,220 |
| Dec 31, 2024 | $130,900 |
| Jan 31, 2025 | $126,375 |
| Feb 28, 2025 | $111,307 |
| Mar 31, 2025 | $104,614 |
| Apr 30, 2025 | $107,849 |
| May 31, 2025 | $104,759 |
| Jun 30, 2025 | $102,518 |
| Jul 31, 2025 | $105,936 |
| Aug 31, 2025 | $110,539 |
| Sep 30, 2025 | $106,756 |
| Oct 31, 2025 | $102,711 |
| Nov 30, 2025 | $97,492 |
| Dec 31, 2025 | $94,186 |
| Jan 31, 2026 | $95,166 |
| Feb 28, 2026 | $94,770 |
| Mar 31, 2026 | $93,157 |
| Apr 30, 2026 | $93,400 |
| May 31, 2026 | $92,928 |
| Jun 30, 2026 | $90,916 |
| Jul 31, 2026 | $91,015 |
| Aug 31, 2026 | $93,607 |
| Sep 30, 2026 | $95,639 |
| Oct 28, 2026 (latest) | $93,116 |
TVL at each year end, Dec 31, 2021 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2021 | $4.49m |
| Dec 31, 2022 | $228,320 |
| Dec 31, 2023 | $208,792 |
| Dec 31, 2024 | $130,900 |
| Dec 31, 2025 | $94,186 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/polyquity
Frequently asked questions
What is PolyQuity's TVL?
As of Oct 28, 2026, PolyQuity has $93,137 in total value locked. TVL has decreased 2.8% over the past 30 days.
What chains does PolyQuity operate on?
PolyQuity operates on Polygon. Polygon holds the largest share at 100%.
How does PolyQuity's TVL compare to similar protocols?
Among CDP protocols tracked by DefiLlama, PolyQuity ranks #87 by TVL. The category holds $7.377b across 200 protocols, and PolyQuity accounts for <0.1% of that total. Similar protocols include mStable CDP, QiDao, Angle, Parallel Protocol V2, Iron Finance, Preon Finance, xDollar, Davos Protocol, MahaDAO Arth, and LaDAO Xocolatl.