Tender Finance(TND)
Total Value Locked$168,105
TVL by Chain
Arbitrum$168,105
The chart plots Active Loans as its own series; it is not part of the TVL above.
Key Metrics
Active Loans$620,344
Protocol Information
Tender Finance is an innovative open-source decentralized protocol for borrowing and lending. It will support whole-portfolio collateralization, starting with GMX and GLP, and a novel mechanism for collateralizing long-tail assets.
Audits:
Methodology
TVL: Same as compound, we just get all the collateral (not borrowed money) on the lending markets.View code on GitHubYields
Pools Tracked4
Average Supply APY0%
User Activity
Active Addresses (24h)3
New Addresses (24h)0
Transactions (24h)4
Gas Used (24h)0 ETH
Gas Cost (24h)$0
Hacks
Date: Mar 7, 2023
Amount: $1.59m
Classification: Oracle Manipulation
Technique: Stale Oracle Price
Chains: Arbitrum
Language: Solidity
Target Type: DeFi Protocol
Competitors
Tender Finance history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Dec 12, 2022 to Oct 28, 2026.
All-time high TVL: $7.42m on Jun 28, 2023. All-time low TVL: $1,393 on Dec 20, 2022.
Daily TVL, Sep 29, 2026 to Oct 28, 2026
| Date | TVL |
|---|---|
| Sep 29, 2026 | $176,052 |
| Sep 30, 2026 | $176,465 |
| Oct 1, 2026 | $176,974 |
| Oct 2, 2026 | $178,087 |
| Oct 3, 2026 | $177,182 |
| Oct 4, 2026 | $177,470 |
| Oct 5, 2026 | $179,173 |
| Oct 6, 2026 | $178,715 |
| Oct 7, 2026 | $175,403 |
| Oct 8, 2026 | $174,259 |
| Oct 9, 2026 | $171,445 |
| Oct 10, 2026 | $172,074 |
| Oct 11, 2026 | $172,575 |
| Oct 12, 2026 | $173,946 |
| Oct 13, 2026 | $170,153 |
| Oct 14, 2026 | $173,170 |
| Oct 15, 2026 | $169,727 |
| Oct 16, 2026 | $170,741 |
| Oct 17, 2026 | $169,890 |
| Oct 18, 2026 | $169,755 |
| Oct 19, 2026 | $169,935 |
| Oct 20, 2026 | $169,392 |
| Oct 21, 2026 | $171,260 |
| Oct 22, 2026 | $170,909 |
| Oct 23, 2026 | $169,860 |
| Oct 24, 2026 | $168,691 |
| Oct 25, 2026 | $168,395 |
| Oct 26, 2026 | $166,963 |
| Oct 27, 2026 | $166,741 |
| Oct 28, 2026 | $168,394 |
TVL at each month end, Nov 2024 to Oct 2026
| Date | TVL |
|---|---|
| Nov 30, 2024 | $305,395 |
| Dec 31, 2024 | $291,125 |
| Jan 31, 2025 | $324,053 |
| Feb 28, 2025 | $263,312 |
| Mar 31, 2025 | $278,658 |
| Apr 30, 2025 | $281,522 |
| May 31, 2025 | $299,067 |
| Jun 30, 2025 | $288,639 |
| Jul 31, 2025 | $340,066 |
| Aug 31, 2025 | $304,901 |
| Sep 30, 2025 | $280,604 |
| Oct 31, 2025 | $263,560 |
| Nov 30, 2025 | $230,918 |
| Dec 31, 2025 | $218,863 |
| Jan 31, 2026 | $233,870 |
| Feb 28, 2026 | $198,226 |
| Mar 31, 2026 | $220,894 |
| Apr 30, 2026 | $252,918 |
| May 31, 2026 | $268,962 |
| Jun 30, 2026 | $223,620 |
| Jul 31, 2026 | $238,017 |
| Aug 31, 2026 | $174,462 |
| Sep 30, 2026 | $176,465 |
| Oct 28, 2026 (latest) | $168,394 |
TVL at each year end, Dec 31, 2022 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2022 | $1,680 |
| Dec 31, 2023 | $2.82m |
| Dec 31, 2024 | $291,125 |
| Dec 31, 2025 | $218,863 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/tender-finance
Frequently asked questions
What is Tender Finance's TVL?
As of Oct 28, 2026, Tender Finance has $168,105 in total value locked. TVL has decreased 4.5% over the past 30 days.
What chains does Tender Finance operate on?
Tender Finance operates on Arbitrum. Arbitrum holds the largest share at 100%.
How does Tender Finance's TVL compare to similar protocols?
Among Lending protocols tracked by DefiLlama, Tender Finance ranks #199 by TVL. The category holds $52.591b across 518 protocols, and Tender Finance accounts for <0.1% of that total. Similar protocols include Aave V3, Morpho Blue, Compound V3, Venus Core Pool, Fluid Lending, Euler V2, Dolomite, Curve LlamaLend, Native Credit Pool, and Gearbox.
How much has been borrowed through Tender Finance?
As of Oct 28, 2026, Tender Finance has $620,344 in active loans.
Has Tender Finance ever been exploited?
Tender Finance has 1 recorded security incident. The most recent incident occurred on Mar 7, 2023 and involved $1.59m. It was classified as Oracle Manipulation.