Ask about Zest · freeTotal Value Locked$47.83m
TVL by Chain
Stacks$47.83m
Key Metrics
Fees 30d$71,359
Fees 30d by chain
Stacks$71,359
Fees 7d$11,775
Stacks$11,775
Fees 24h$1,684
Stacks$1,684
Cumulative Fees$523,158
Stacks$523,158
Revenue 30d$16,082
Revenue 30d by chain
Stacks$16,082
Revenue 7d$3,334
Stacks$3,334
Revenue 24h$459.91
Stacks$459.91
Cumulative Revenue$102,951
Stacks$102,951
Holders Revenue 30d$0
Holders Revenue 30d by chain
Stacks$0
Holders Revenue 7d$0
Stacks$0
Holders Revenue 24h$0
Stacks$0
Cumulative Holders Revenue$0
Stacks$0
Incentives 1y$0
Incentives 30d$0
Incentives 7d$0
Incentives 24h$0
Cumulative Incentives$0
Earnings (Annualized)$74,576
Earnings 30d$16,082
Earnings 7d$3,334
Earnings 24h$459.91
Cumulative Earnings$102,951
Market Cap$23.89m
$ZEST Price$0.16
Fully Diluted Valuation$163.65m
Outstanding FDV$162.01m
$ZEST Volume 24h$1.06m
CEX Volume$829,787
DEX Volume$613,599(58% of total)
Active Loans$28.71m
Total Raised$3.5m
May 13, 2024$3.5mRound: SeedInvestors: Draper Associates, Binance Labs, Flow Traders, Trust Machines, Asymmetric, Gravity Fund, Bitcoin Frontier Fund, DeSpread, Hyperithm, Miton, Tyke Block Ventures, Primal, Scimitar Capital, Elixir Capital, Gossamer Capital, Optio, Jigeum Capital
Protocol Information
Zest Protocol is an open-source, on-chain lending platform built for Bitcoin, allowing users to earn or borrow against their BTC
Methodology
TVL: Total value of all coins held in the smart contracts of the protocol
Fees:
Revenue:
Incentives: Tokens allocated to users through liquidity mining or incentive schemes, typically as part of governance or reward mechanisms.
Earnings: Revenue of the protocol minus the incentives distributed to users
Yields
Pools Tracked7
Average Supply APY0.66%
Competitors
Zest history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Apr 2, 2024 to Oct 28, 2026.
All-time high TVL: $94.07m on Oct 7, 2025. All-time low TVL: $8.44m on May 9, 2024.
Daily TVL, Sep 29, 2026 to Oct 28, 2026
| Date | TVL |
|---|---|
| Sep 29, 2026 | $74.2m |
| Sep 30, 2026 | $73.93m |
| Oct 1, 2026 | $74.84m |
| Oct 2, 2026 | $75.65m |
| Oct 3, 2026 | $77.59m |
| Oct 4, 2026 | $77.73m |
| Oct 5, 2026 | $78.95m |
| Oct 6, 2026 | $81.31m |
| Oct 7, 2026 | $80.85m |
| Oct 8, 2026 | $79.11m |
| Oct 9, 2026 | $78.23m |
| Oct 10, 2026 | $78.94m |
| Oct 11, 2026 | $79.42m |
| Oct 12, 2026 | $79.86m |
| Oct 13, 2026 | $79.22m |
| Oct 14, 2026 | $81.06m |
| Oct 15, 2026 | $78.95m |
| Oct 16, 2026 | $80.09m |
| Oct 17, 2026 | $78.2m |
| Oct 18, 2026 | $78.12m |
| Oct 19, 2026 | $78.2m |
| Oct 20, 2026 | $64.27m |
| Oct 21, 2026 | $64.77m |
| Oct 22, 2026 | $66.05m |
| Oct 23, 2026 | $53.88m |
| Oct 24, 2026 | $54.3m |
| Oct 25, 2026 | $50.74m |
| Oct 26, 2026 | $49.94m |
| Oct 27, 2026 | $49.71m |
| Oct 28, 2026 | $48.29m |
TVL at each month end, Nov 2024 to Oct 2026
| Date | TVL |
|---|---|
| Nov 30, 2024 | $38.3m |
| Dec 31, 2024 | $62.99m |
| Jan 31, 2025 | $70.73m |
| Feb 28, 2025 | $63.22m |
| Mar 31, 2025 | $53.42m |
| Apr 30, 2025 | $61.12m |
| May 31, 2025 | $71.72m |
| Jun 30, 2025 | $67.96m |
| Jul 31, 2025 | $78.96m |
| Aug 31, 2025 | $76.98m |
| Sep 30, 2025 | $85.3m |
| Oct 31, 2025 | $80.69m |
| Nov 30, 2025 | $69.73m |
| Dec 31, 2025 | $73.19m |
| Jan 31, 2026 | $71.56m |
| Feb 28, 2026 | $59.5m |
| Mar 31, 2026 | $78.2m |
| Apr 30, 2026 | $85.64m |
| May 31, 2026 | $86.21m |
| Jun 30, 2026 | $62.23m |
| Jul 31, 2026 | $65m |
| Aug 31, 2026 | $74.85m |
| Sep 30, 2026 | $73.93m |
| Oct 28, 2026 (latest) | $48.29m |
TVL at each year end, Dec 31, 2024 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2024 | $62.99m |
| Dec 31, 2025 | $73.19m |
Fees, revenue and holders revenue by UTC calendar month, Nov 2024 to Oct 2026
| Month | Fees | Revenue | Holders revenue |
|---|---|---|---|
| Nov 2024 | $21,897 | $2,189 | $0 |
| Dec 2024 | $20,529 | $2,057 | $0 |
| Jan 2025 | $22,826 | $2,281 | $0 |
| Feb 2025 | $12,134 | $1,212 | $0 |
| Mar 2025 | $11,099 | $1,108 | $0 |
| Apr 2025 | $10,051 | $1,004 | $0 |
| May 2025 | $12,879 | $1,286 | $0 |
| Jun 2025 | $18,349 | $1,834 | $0 |
| Jul 2025 | $20,048 | $2,007 | $0 |
| Aug 2025 | $24,941 | $2,492 | $0 |
| Sep 2025 | $22,306 | $2,231 | $0 |
| Oct 2025 | $19,811 | $1,980 | $0 |
| Nov 2025 | $15,852 | $1,586 | $0 |
| Dec 2025 | $12,371 | $1,235 | $0 |
| Jan 2026 | $13,946 | $1,397 | $0 |
| Feb 2026 | $15,381 | $2,306 | $0 |
| Mar 2026 | $19,849 | $9,306 | $0 |
| Apr 2026 | $13,655 | $6,508 | $0 |
| May 2026 | $15,197 | $7,637 | $0 |
| Jun 2026 | $13,686 | $6,978 | $0 |
| Jul 2026 | $13,820 | $6,916 | $0 |
| Aug 2026 | $12,290 | $6,295 | $0 |
| Sep 2026 | $22,079 | $9,112 | $0 |
| Oct 2026 (to date) | $69,060 | $15,094 | $0 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/zest
Frequently asked questions
What is Zest's TVL?
As of Oct 28, 2026, Zest has $47.83m in total value locked. TVL has decreased 36.5% over the past 30 days.
How much has Zest generated in fees and revenue?
Over the past 30 days, Zest generated $71,359 in fees. Of that, $16,082 was protocol revenue. Based on the trailing year, the annualized rate is $239,255 in fees and $74,576 in revenue.
What is the ZEST token price and valuation?
ZEST is currently trading at $0.16. Its circulating market capitalization is $23.89m, ranking it #999. Its fully diluted valuation is $163.65m. Supply currently stands at 146m circulating, 1b total supply, 1b maximum supply.
How has ZEST performed recently?
ZEST is down 7.5% over the past 7 days and up 0.6% over the past 30 days. Its all-time high is $0.35, reached on Jun 9, 2026. The token is currently 52.8% below that level.
How does Zest's TVL compare to similar protocols?
Among Lending protocols tracked by DefiLlama, Zest ranks #38 by TVL. The category holds $52.13b across 517 protocols, and Zest accounts for 0.1% of that total. Similar protocols include Granite, Aave V3, Morpho Blue, SparkLend, JustLend V1, Maple, Hyperliquid Earn, Compound V3, Kamino Lend, and Venus Core Pool.
How much has been borrowed through Zest?
As of Oct 28, 2026, Zest has $28.71m in active loans.