Ask about Zona · freeTotal Value Locked$33,544
TVL by Chain
Robinhood Chain$33,002
Pharos$542.24
Key Metrics
Fees 30d$0
Fees 30d by chain
Pharos$0
Fees 7d$0
Pharos$0
Fees 24h$0
Pharos$0
Cumulative Fees$0.90
Pharos$0.90
Revenue 30d$0
Revenue 30d by chain
Pharos$0
Revenue 7d$0
Pharos$0
Revenue 24h$0
Pharos$0
Cumulative Revenue$0.13
Pharos$0.13
Collateral Liquidated 30d$0
Collateral Liquidated 30d by chain
Pharos$0
Collateral Liquidated 7d$0
Pharos$0
Collateral Liquidated 24h$0
Pharos$0
Cumulative Collateral Liquidated$0
Pharos$0
Active Loans$5,515
Total Raised$500,000
Jan 25, 2026$500,000Round: Pre-SeedInvestors: Animoca Brands, Echo, plums, Yei Finance, SuiLend, Polygon, Columbia University
Protocol Information
Zona is an RWA-focused lending platform that unlocks onchain utility and capital efficiency for RWAs. Zona's looping feature will allow investors to leverage up on RWAs and amplify yields with a single click
Audits:
Methodology
TVL: Counts the tokens locked in the contracts to be used as collateral to borrow or to earn yield. Borrowed coins are not counted towards the TVL, so only the coins actually locked in the contracts are counted. There's multiple reasons behind this but one of the main ones is to avoid inflating the TVL through cycled lending.View code on GitHubFees: Interest paid by borrowersView code on GitHubRevenue: Percentage of interest going to treasuryView code on GitHubCollateral Liquidated: Total USD value of collateral seized in LiquidationCall events.View code on GitHubCompetitors
Zona history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from May 20, 2026 to Oct 27, 2026.
All-time high TVL: $43,855 on Jun 6, 2026. All-time low TVL: $2,020 on Sep 21, 2026.
Daily TVL, Sep 28, 2026 to Oct 27, 2026
| Date | TVL |
|---|---|
| Sep 28, 2026 | $33,299 |
| Sep 29, 2026 | $33,250 |
| Sep 30, 2026 | $33,275 |
| Oct 1, 2026 | $33,341 |
| Oct 2, 2026 | $33,425 |
| Oct 3, 2026 | $33,620 |
| Oct 4, 2026 | $33,641 |
| Oct 5, 2026 | $33,734 |
| Oct 6, 2026 | $33,476 |
| Oct 7, 2026 | $33,509 |
| Oct 8, 2026 | $33,398 |
| Oct 9, 2026 | $33,375 |
| Oct 10, 2026 | $33,403 |
| Oct 11, 2026 | $33,429 |
| Oct 12, 2026 | $33,432 |
| Oct 13, 2026 | $33,353 |
| Oct 14, 2026 | $33,376 |
| Oct 15, 2026 | $33,299 |
| Oct 16, 2026 | $33,395 |
| Oct 17, 2026 | $32,149 |
| Oct 18, 2026 | $32,152 |
| Oct 19, 2026 | $33,150 |
| Oct 20, 2026 | $33,541 |
| Oct 21, 2026 | $33,635 |
| Oct 22, 2026 | $33,631 |
| Oct 23, 2026 | $33,599 |
| Oct 24, 2026 | $33,475 |
| Oct 25, 2026 | $33,490 |
| Oct 26, 2026 | $33,503 |
| Oct 27, 2026 | $33,526 |
TVL at each month end, May 2026 to Oct 2026
| Date | TVL |
|---|---|
| May 31, 2026 | $9,242 |
| Jun 30, 2026 | $41,780 |
| Jul 31, 2026 | $34,100 |
| Aug 31, 2026 | $33,878 |
| Sep 30, 2026 | $33,275 |
| Oct 27, 2026 (latest) | $33,526 |
Fees and revenue by UTC calendar month, May 2026 to Oct 2026
| Month | Fees | Revenue |
|---|---|---|
| May 2026 | $0.15 | $0 |
| Jun 2026 | $0.74 | $0.13 |
| Jul 2026 | $0.01 | $0 |
| Aug 2026 | $0 | $0 |
| Sep 2026 | $0 | $0 |
| Oct 2026 (to date) | $0 | $0 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/zona
Frequently asked questions
What is Zona's TVL?
As of Oct 27, 2026, Zona has $33,544 in total value locked. TVL has increased 1% over the past 30 days.
What chains does Zona operate on?
Zona operates on 2 chains: Robinhood Chain and Pharos. Robinhood Chain holds the largest share at 98.4%.
How much has Zona generated in fees and revenue?
Over the past 30 days, Zona generated $0 in fees. Of that, $0 was protocol revenue. Based on the trailing year, the annualized rate is $1.97 in fees and $0.33 in revenue.
How does Zona's TVL compare to similar protocols?
Among Lending protocols tracked by DefiLlama, Zona ranks #267 by TVL. The category holds $52.304b across 518 protocols, and Zona accounts for <0.1% of that total. Similar protocols include Morpho Blue, Native Credit Pool, LayerBank, Longbow, Avalon Finance, Kaskad, TermMax, Ripe Protocol, Flock Credit, and Borro.
How much has been borrowed through Zona?
As of Oct 27, 2026, Zona has $5,515 in active loans.