Ask about MonoLend · freeMonoLend(MLD)
Total Value Locked$5,803
TVL by Chain
Polygon$5,803
The chart plots Active Loans as its own series; it is not part of the TVL above.
Key Metrics
Active Loans$127.20
Protocol Information
MonoLend is the lending market platform on Polygon, home of $MLD token: deposit collateral and farm WBTC WETH and stables
Methodology
TVL: Counts the tokens locked in the contracts to be used as collateral to borrow or to earn yield. Borrowed coins are not counted towards the TVL, so only the coins actually locked in the contracts are counted. There's multiple reasons behind this but one of the main ones is to avoid inflating the TVL through cycled lending.View code on GitHubCompetitors
MonoLend history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Jun 17, 2023 to Oct 27, 2026.
All-time high TVL: $198,695 on Jun 22, 2023. All-time low TVL: $5,111 on Jul 1, 2026.
Daily TVL, Sep 28, 2026 to Oct 27, 2026
| Date | TVL |
|---|---|
| Sep 28, 2026 | $6,048 |
| Sep 29, 2026 | $5,997 |
| Sep 30, 2026 | $6,008 |
| Oct 1, 2026 | $6,008 |
| Oct 2, 2026 | $6,046 |
| Oct 3, 2026 | $6,019 |
| Oct 4, 2026 | $6,028 |
| Oct 5, 2026 | $6,072 |
| Oct 6, 2026 | $6,045 |
| Oct 7, 2026 | $6,032 |
| Oct 8, 2026 | $5,951 |
| Oct 9, 2026 | $5,879 |
| Oct 10, 2026 | $5,904 |
| Oct 11, 2026 | $5,917 |
| Oct 12, 2026 | $5,946 |
| Oct 13, 2026 | $5,850 |
| Oct 14, 2026 | $5,929 |
| Oct 15, 2026 | $5,846 |
| Oct 16, 2026 | $5,873 |
| Oct 17, 2026 | $5,847 |
| Oct 18, 2026 | $5,844 |
| Oct 19, 2026 | $5,849 |
| Oct 20, 2026 | $5,840 |
| Oct 21, 2026 | $5,886 |
| Oct 22, 2026 | $5,877 |
| Oct 23, 2026 | $5,834 |
| Oct 24, 2026 | $5,814 |
| Oct 25, 2026 | $5,810 |
| Oct 26, 2026 | $5,771 |
| Oct 27, 2026 | $5,778 |
TVL at each month end, Nov 2024 to Oct 2026
| Date | TVL |
|---|---|
| Nov 30, 2024 | $7,272 |
| Dec 31, 2024 | $6,907 |
| Jan 31, 2025 | $7,026 |
| Feb 28, 2025 | $6,118 |
| Mar 31, 2025 | $5,802 |
| Apr 30, 2025 | $6,061 |
| May 31, 2025 | $6,413 |
| Jun 30, 2025 | $6,480 |
| Jul 31, 2025 | $7,181 |
| Aug 31, 2025 | $7,293 |
| Sep 30, 2025 | $7,254 |
| Oct 31, 2025 | $6,956 |
| Nov 30, 2025 | $6,275 |
| Dec 31, 2025 | $6,181 |
| Jan 31, 2026 | $6,017 |
| Feb 28, 2026 | $5,425 |
| Mar 31, 2026 | $5,489 |
| Apr 30, 2026 | $5,695 |
| May 31, 2026 | $5,571 |
| Jun 30, 2026 | $5,146 |
| Jul 31, 2026 | $5,339 |
| Aug 31, 2026 | $5,790 |
| Sep 30, 2026 | $6,008 |
| Oct 27, 2026 (latest) | $5,778 |
TVL at each year end, Dec 31, 2023 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2023 | $17,716 |
| Dec 31, 2024 | $6,907 |
| Dec 31, 2025 | $6,181 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/monolend
Frequently asked questions
What is MonoLend's TVL?
As of Oct 27, 2026, MonoLend has $5,803 in total value locked. TVL has decreased 3.9% over the past 30 days.
What chains does MonoLend operate on?
MonoLend operates on Polygon. Polygon holds the largest share at 100%.
How does MonoLend's TVL compare to similar protocols?
Among Lending protocols tracked by DefiLlama, MonoLend ranks #337 by TVL. The category holds $52.413b across 518 protocols, and MonoLend accounts for <0.1% of that total. Similar protocols include Aave V3, Morpho Blue, Compound V3, Fluid Lending, Aave V2, RNT Lend, Unitus, Folks Finance xChain, OmniBTC, and dForce Lending.
How much has been borrowed through MonoLend?
As of Oct 27, 2026, MonoLend has $127.20 in active loans.