Total Value Locked$3.54m
TVL by Chain
Ethereum$3.53m
Arbitrum$1,210
Plasma$488.92
Base$53.77
Avalanche$20
The chart plots Active Loans as its own series; it is not part of the TVL above.
Key Metrics
Active Loans$2.96m
Total Raised$8m
May 9, 2023$2.5mRound: SeedInvestors: Electric Capital, Coinbase Ventures, Circle Ventures, Robot Ventures, MEXC Ventures
Jul 9, 2024$5.5mRound: StrategicInvestors: Electric Capital, Maelstrom, Arete Capital, Delta Blockchain Fund, Inception Capital, Blizzard Fund, Will Price, eric.eth, Mike Silagadze, Rok Kopp, Mckenna, Danish Chaudhry, Defi Dad, Nomatic, Joe Takayama, Steve Lee
Protocol Information
TermFinance is a fixed rate borrow/lend protocol pioneering an auction model to originate fixed rate, fixed term crypto backed loans at scale.
Audits:
Methodology
TVL: Counts tokens held by Term Finance's term repo lockers: collateral backing open loans, plus purchase tokens locked as auction offers or repaid and awaiting lender redemption.View code on GitHubCompetitors
TermFinance Lend history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Jun 8, 2023 to Oct 27, 2026.
All-time high TVL: $68.31m on Dec 17, 2024. All-time low TVL: $5,967 on Jun 27, 2023.
Daily TVL, Sep 28, 2026 to Oct 27, 2026
| Date | TVL |
|---|---|
| Sep 28, 2026 | $3.76m |
| Sep 29, 2026 | $3.68m |
| Sep 30, 2026 | $3.64m |
| Oct 1, 2026 | $3.64m |
| Oct 2, 2026 | $3.64m |
| Oct 3, 2026 | $3.64m |
| Oct 4, 2026 | $3.64m |
| Oct 5, 2026 | $3.65m |
| Oct 6, 2026 | $3.65m |
| Oct 7, 2026 | $3.65m |
| Oct 8, 2026 | $3.64m |
| Oct 9, 2026 | $3.63m |
| Oct 10, 2026 | $3.59m |
| Oct 11, 2026 | $3.57m |
| Oct 12, 2026 | $3.58m |
| Oct 13, 2026 | $3.57m |
| Oct 14, 2026 | $3.58m |
| Oct 15, 2026 | $3.57m |
| Oct 16, 2026 | $3.58m |
| Oct 17, 2026 | $3.55m |
| Oct 18, 2026 | $3.53m |
| Oct 19, 2026 | $3.54m |
| Oct 20, 2026 | $3.54m |
| Oct 21, 2026 | $3.54m |
| Oct 22, 2026 | $3.54m |
| Oct 23, 2026 | $3.54m |
| Oct 24, 2026 | $3.53m |
| Oct 25, 2026 | $3.53m |
| Oct 26, 2026 | $3.53m |
| Oct 27, 2026 | $3.53m |
TVL at each month end, Nov 2024 to Oct 2026
| Date | TVL |
|---|---|
| Nov 30, 2024 | $53.1m |
| Dec 31, 2024 | $54.63m |
| Jan 31, 2025 | $64.31m |
| Feb 28, 2025 | $39.94m |
| Mar 31, 2025 | $38.67m |
| Apr 30, 2025 | $26.33m |
| May 31, 2025 | $34.25m |
| Jun 30, 2025 | $28.98m |
| Jul 31, 2025 | $36.74m |
| Aug 31, 2025 | $40.9m |
| Sep 30, 2025 | $42.11m |
| Oct 31, 2025 | $45.74m |
| Nov 30, 2025 | $13.73m |
| Dec 31, 2025 | $7.82m |
| Jan 31, 2026 | $240,625 |
| Feb 28, 2026 | $1.83m |
| Mar 31, 2026 | $1.33m |
| Apr 30, 2026 | $1.28m |
| May 31, 2026 | $4.18m |
| Jun 30, 2026 | $53,313 |
| Jul 31, 2026 | $3.41m |
| Aug 31, 2026 | $4.57m |
| Sep 30, 2026 | $3.64m |
| Oct 27, 2026 (latest) | $3.53m |
TVL at each year end, Dec 31, 2023 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2023 | $13.25m |
| Dec 31, 2024 | $54.63m |
| Dec 31, 2025 | $7.82m |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/termfinance-lend
Frequently asked questions
What is TermFinance Lend's TVL?
As of Oct 27, 2026, TermFinance Lend has $3.54m in total value locked. TVL has decreased 6.1% over the past 30 days.
What chains does TermFinance Lend operate on?
TermFinance Lend operates on 5 chains: Ethereum, Arbitrum, Plasma, Base, and Avalanche. Ethereum holds the largest share at 99.9%.
How does TermFinance Lend's TVL compare to similar protocols?
Among Lending protocols tracked by DefiLlama, TermFinance Lend ranks #94 by TVL. The category holds $52.308b across 518 protocols, and TermFinance Lend accounts for <0.1% of that total. Similar protocols include Aave V3, Euler V2, Morpho Blue, Fluid Lending, Folks Finance xChain, OmniBTC, Impermax V2, Tarot, Granary Finance, and Ajna V2.
How much has been borrowed through TermFinance Lend?
As of Oct 27, 2026, TermFinance Lend has $2.96m in active loans.