DefiLlama doesn't audit nor endorse any of the protocols listed, we just focus on providing accurate data. Ape at your own risk.

Stablecoin Reference Rates

Market-size weighted base rates for major stablecoins across the largest EVM lending markets. Rewards APY is excluded.

Supply APY
3.44%
↓ −0.24ppvs 7d ago
Borrow APY
4.44%
↓ −0.22ppvs 7d ago
Spread
1.00%
↑ +0.028ppvs 7d ago

By asset

Asset
USDe0.75%6.38%+5.63%5
USDtb4.37%7.31%+2.94%3
USDS1.46%3.92%+2.47%5
DAI2.66%4.32%+1.66%5
PYUSD2.72%4.31%+1.58%7
RLUSD2.38%3.58%+1.20%4
frxUSD2.83%3.96%+1.13%1
USDT3.49%4.11%+0.62%36
USDC4.21%4.80%+0.60%112
USDG4.07%3.98%−0.08%6

By protocol

Protocol
Aave V32.98%41%4.27%50%
Morpho Blue3.78%23%4.75%33%
Maple4.91%18%——
SparkLend1.86%11%3.97%9%
Compound V33.62%3%4.45%4%
Fluid Lending4.42%2%5.89%2%
Aave V42.70%1.0%3.94%1%
Euler V25.90%0.2%8.15%0.2%