Active loans are not included in TVL by default, to include them toggle Active Loans. For more info, read the active loans discussion.
Total Value Locked$12.08m
TVL by Chain
Ethereum$12.08m
Key Metrics
Fees 30d$48,873
Fees 30d by chain
Ethereum$48,873
Fees 7d$11,406
Ethereum$11,406
Fees 24h$1,666
Ethereum$1,666
Cumulative Fees$414,380
Ethereum$414,380
Revenue 30d$0
Revenue 30d by chain
Ethereum$0
Revenue 7d$0
Ethereum$0
Revenue 24h$0
Ethereum$0
Cumulative Revenue$0
Ethereum$0
Active Loans$102.87m
Protocol Information
3Jane protocol is a peer-to-pool credit-based money market enabling algorithmic, real-time uncollateralized USDC credit lines for yield farmers, traders, businesses, and/or AI agents
Audits:
Methodology
TVL: We count the tokens on the contractView code on GitHubFees: Total borrow interest + premium paid by borrowers.View code on GitHubRevenue: Borrow premium fees share for 3Jane protocol.View code on GitHubYields
Pools Tracked2
Average Supply APY10.04%
Competitors
3Jane Lending history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Aug 26, 2025 to Oct 29, 2026.
All-time high TVL: $49.87m on Jan 28, 2026. All-time low TVL: $17 on Oct 22, 2025.
Daily TVL, Sep 30, 2026 to Oct 29, 2026
| Date | TVL |
|---|---|
| Sep 30, 2026 | $30.29m |
| Oct 1, 2026 | $12.11m |
| Oct 2, 2026 | $12.06m |
| Oct 3, 2026 | $12.08m |
| Oct 4, 2026 | $12.08m |
| Oct 5, 2026 | $12.06m |
| Oct 6, 2026 | $12.05m |
| Oct 7, 2026 | $12.36m |
| Oct 8, 2026 | $12.86m |
| Oct 9, 2026 | $12.79m |
| Oct 10, 2026 | $12.8m |
| Oct 11, 2026 | $12.79m |
| Oct 12, 2026 | $12.81m |
| Oct 13, 2026 | $13.51m |
| Oct 14, 2026 | $11.71m |
| Oct 15, 2026 | $11.65m |
| Oct 16, 2026 | $11.65m |
| Oct 17, 2026 | $11.56m |
| Oct 18, 2026 | $11.59m |
| Oct 19, 2026 | $11.61m |
| Oct 20, 2026 | $11.63m |
| Oct 21, 2026 | $11.69m |
| Oct 22, 2026 | $11.7m |
| Oct 23, 2026 | $10.7m |
| Oct 24, 2026 | $10.68m |
| Oct 25, 2026 | $10.44m |
| Oct 26, 2026 | $10.44m |
| Oct 27, 2026 | $25.06m |
| Oct 28, 2026 | $25.13m |
| Oct 29, 2026 | $12.08m |
TVL at each month end, Aug 2025 to Oct 2026
| Date | TVL |
|---|---|
| Aug 31, 2025 | $822,757 |
| Sep 30, 2025 | $1.06m |
| Oct 31, 2025 | $901,482 |
| Nov 30, 2025 | $31.39m |
| Dec 31, 2025 | $41.8m |
| Jan 31, 2026 | $46.81m |
| Feb 28, 2026 | $17.53m |
| Mar 31, 2026 | $8.73m |
| Apr 30, 2026 | $449,281 |
| May 31, 2026 | $583,372 |
| Jun 30, 2026 | $20.77m |
| Jul 31, 2026 | $6.94m |
| Aug 31, 2026 | $8.35m |
| Sep 30, 2026 | $30.29m |
| Oct 29, 2026 (latest) | $12.08m |
Fees and revenue by UTC calendar month, Aug 2025 to Oct 2026
| Month | Fees | Revenue |
|---|---|---|
| Aug 2025 | $11 | $0 |
| Sep 2025 | $13,240 | $0 |
| Oct 2025 | $27,378 | $0 |
| Nov 2025 | $17,108 | $0 |
| Dec 2025 | $28,711 | $0 |
| Jan 2026 | $26,246 | $0 |
| Feb 2026 | $26,597 | $0 |
| Mar 2026 | $26,031 | $0 |
| Apr 2026 | $24,196 | $0 |
| May 2026 | $19,214 | $0 |
| Jun 2026 | $34,869 | $0 |
| Jul 2026 | $44,078 | $0 |
| Aug 2026 | $41,089 | $0 |
| Sep 2026 | $39,896 | $0 |
| Oct 2026 (to date) | $47,382 | $0 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/3jane-lending
Frequently asked questions
What is 3Jane Lending's TVL?
As of Oct 29, 2026, 3Jane Lending has $12.08m in total value locked. TVL has decreased 59% over the past 30 days.
What chains does 3Jane Lending operate on?
3Jane Lending operates on Ethereum. Ethereum holds the largest share at 100%.
How much has 3Jane Lending generated in fees and revenue?
Over the past 30 days, 3Jane Lending generated $48,873 in fees. Of that, $0 was protocol revenue. Based on the trailing year, the annualized rate is $378,916 in fees.
How does 3Jane Lending's TVL compare to similar protocols?
Among Uncollateralized Lending protocols tracked by DefiLlama, 3Jane Lending ranks #1 by TVL. The category holds $20.83m across 19 protocols, and 3Jane Lending accounts for 58% of that total. Similar protocols include Wildcat Protocol, Goldfinch, Accountable, Credit Coop, Union Protocol, Clearpool Lending, Pareto Credit, Ribbon Lend, dAMM Finance, and TrueFi.
How much has been borrowed through 3Jane Lending?
As of Oct 29, 2026, 3Jane Lending has $102.87m in active loans.