Active loans are not included in TVL by default, to include them toggle Active Loans. For more info, read the active loans discussion.
Total Value Locked$145,762
TVL by Chain
Ethereum$145,762
Polygon$0
OP Mainnet$0
Arbitrum$0
The chart plots Active Loans as its own series; it is not part of the TVL above.
Key Metrics
Active Loans$217.18m
Protocol Information
Pareto is a private credit marketplace that connects institutional lenders and borrowers, offering scalable yield opportunities and bridging institutional capital with on-chain credit markets.
Audits:
Methodology
TVL: TVL is the underlying held by Pareto credit vaults and their strategies between epochs, plus USP collateral not deployed into credit vaults. Capital lent to credit vault borrowers, including accrued interest and principal owed to redeeming lenders, is reported separately as borrowed.View code on GitHubYields
Pools Tracked6
Average Supply APY6.44%
Competitors
Pareto Credit history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Jul 2, 2025 to Oct 27, 2026.
All-time high TVL: $29.71m on Sep 4, 2025. All-time low TVL: $243 on Oct 16, 2025.
Daily TVL, Sep 28, 2026 to Oct 27, 2026
| Date | TVL |
|---|---|
| Sep 28, 2026 | $160,191 |
| Sep 29, 2026 | $177,712 |
| Sep 30, 2026 | $160,309 |
| Oct 1, 2026 | $160,296 |
| Oct 2, 2026 | $248,249 |
| Oct 3, 2026 | $160,322 |
| Oct 4, 2026 | $160,327 |
| Oct 5, 2026 | $160,318 |
| Oct 6, 2026 | $178,007 |
| Oct 7, 2026 | $160,427 |
| Oct 8, 2026 | $160,377 |
| Oct 9, 2026 | $145,475 |
| Oct 10, 2026 | $174,966 |
| Oct 11, 2026 | $174,954 |
| Oct 12, 2026 | $174,960 |
| Oct 13, 2026 | $187,631 |
| Oct 14, 2026 | $145,635 |
| Oct 15, 2026 | $145,601 |
| Oct 16, 2026 | $145,586 |
| Oct 17, 2026 | $145,640 |
| Oct 18, 2026 | $145,620 |
| Oct 19, 2026 | $145,625 |
| Oct 20, 2026 | $166,609 |
| Oct 21, 2026 | $145,708 |
| Oct 22, 2026 | $145,707 |
| Oct 23, 2026 | $145,670 |
| Oct 24, 2026 | $145,696 |
| Oct 25, 2026 | $145,678 |
| Oct 26, 2026 | $145,691 |
| Oct 27, 2026 | $170,806 |
TVL at each month end, Jul 2025 to Oct 2026
| Date | TVL |
|---|---|
| Jul 31, 2025 | $80,534 |
| Aug 31, 2025 | $429,290 |
| Sep 30, 2025 | $2.94m |
| Oct 31, 2025 | $79,576 |
| Nov 30, 2025 | $272 |
| Dec 31, 2025 | $275,151 |
| Jan 31, 2026 | $874,763 |
| Feb 28, 2026 | $1.25m |
| Mar 31, 2026 | $950,080 |
| Apr 30, 2026 | $1.02m |
| May 31, 2026 | $126,990 |
| Jun 30, 2026 | $167,890 |
| Jul 31, 2026 | $271,626 |
| Aug 31, 2026 | $153,275 |
| Sep 30, 2026 | $160,309 |
| Oct 27, 2026 (latest) | $170,806 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/pareto-credit
Frequently asked questions
What is Pareto Credit's TVL?
As of Oct 27, 2026, Pareto Credit has $145,762 in total value locked. TVL has decreased 9% over the past 30 days.
What chains does Pareto Credit operate on?
Pareto Credit operates on 4 chains: Ethereum, Polygon, OP Mainnet, and Arbitrum. Ethereum holds the largest share at 100%.
How does Pareto Credit's TVL compare to similar protocols?
Among Uncollateralized Lending protocols tracked by DefiLlama, Pareto Credit ranks #8 by TVL. The category holds $33.01m across 19 protocols, and Pareto Credit accounts for 0.4% of that total. Similar protocols include Clearpool Lending, Union Protocol, Accountable, TrueFi, cSigma Finance, Clawloan, 3Jane Lending, Wildcat Protocol, Goldfinch, and Credit Coop.
How much has been borrowed through Pareto Credit?
As of Oct 27, 2026, Pareto Credit has $217.18m in active loans.