Active loans are not included in TVL by default, to include them toggle Active Loans. For more info, read the active loans discussion.
Ask about Union Protocol · freeTotal Value Locked$265,689
TVL by Chain
OP Mainnet$128,584
Ethereum$69,581
Base$46,455
Arbitrum$21,069
The chart plots Active Loans as its own series; it is not part of the TVL above.
Key Metrics
Active Loans$65,616
Protocol Information
A decentralized protocol for permissionless credit.
Methodology
TVL: Counts the tokens locked in the contracts to be used as collateral to borrow or to earn yield. Borrowed coins are not counted towards the TVL, so only the coins actually locked in the contracts are counted. There's multiple reasons behind this but one of the main ones is to avoid inflating the TVL through cycled lending.View code on GitHubCompetitors
Union Protocol history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Jun 22, 2022 to Oct 27, 2026.
All-time high TVL: $551,258 on Jul 3, 2022. All-time low TVL: $137,454 on Aug 13, 2026.
Daily TVL, Sep 28, 2026 to Oct 27, 2026
| Date | TVL |
|---|---|
| Sep 28, 2026 | $265,902 |
| Sep 29, 2026 | $265,990 |
| Sep 30, 2026 | $265,941 |
| Oct 1, 2026 | $265,979 |
| Oct 2, 2026 | $265,988 |
| Oct 3, 2026 | $265,988 |
| Oct 4, 2026 | $265,924 |
| Oct 5, 2026 | $265,945 |
| Oct 6, 2026 | $265,917 |
| Oct 7, 2026 | $265,790 |
| Oct 8, 2026 | $265,775 |
| Oct 9, 2026 | $265,806 |
| Oct 10, 2026 | $265,819 |
| Oct 11, 2026 | $265,802 |
| Oct 12, 2026 | $265,836 |
| Oct 13, 2026 | $265,856 |
| Oct 14, 2026 | $265,833 |
| Oct 15, 2026 | $265,824 |
| Oct 16, 2026 | $265,820 |
| Oct 17, 2026 | $265,833 |
| Oct 18, 2026 | $265,836 |
| Oct 19, 2026 | $265,847 |
| Oct 20, 2026 | $265,850 |
| Oct 21, 2026 | $265,765 |
| Oct 22, 2026 | $265,769 |
| Oct 23, 2026 | $265,677 |
| Oct 24, 2026 | $265,768 |
| Oct 25, 2026 | $265,785 |
| Oct 26, 2026 | $265,729 |
| Oct 27, 2026 | $265,717 |
TVL at each month end, Nov 2024 to Oct 2026
| Date | TVL |
|---|---|
| Nov 30, 2024 | $311,738 |
| Dec 31, 2024 | $289,914 |
| Jan 31, 2025 | $320,532 |
| Feb 28, 2025 | $317,699 |
| Mar 31, 2025 | $316,846 |
| Apr 30, 2025 | $305,045 |
| May 31, 2025 | $273,354 |
| Jun 30, 2025 | $272,525 |
| Jul 31, 2025 | $271,338 |
| Aug 31, 2025 | $270,976 |
| Sep 30, 2025 | $270,818 |
| Oct 31, 2025 | $270,731 |
| Nov 30, 2025 | $270,696 |
| Dec 31, 2025 | $270,615 |
| Jan 31, 2026 | $269,859 |
| Feb 28, 2026 | $268,646 |
| Mar 31, 2026 | $267,411 |
| Apr 30, 2026 | $267,210 |
| May 31, 2026 | $267,858 |
| Jun 30, 2026 | $267,658 |
| Jul 31, 2026 | $266,417 |
| Aug 31, 2026 | $266,370 |
| Sep 30, 2026 | $265,941 |
| Oct 27, 2026 (latest) | $265,717 |
TVL at each year end, Dec 31, 2022 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2022 | $419,673 |
| Dec 31, 2023 | $275,284 |
| Dec 31, 2024 | $289,914 |
| Dec 31, 2025 | $270,615 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/union-protocol
Frequently asked questions
What is Union Protocol's TVL?
As of Oct 27, 2026, Union Protocol has $265,689 in total value locked. TVL has decreased 0.1% over the past 30 days.
What chains does Union Protocol operate on?
Union Protocol operates on 4 chains: OP Mainnet, Ethereum, Base, and Arbitrum. OP Mainnet holds the largest share at 48.4%.
How does Union Protocol's TVL compare to similar protocols?
Among Uncollateralized Lending protocols tracked by DefiLlama, Union Protocol ranks #5 by TVL. The category holds $33.01m across 19 protocols, and Union Protocol accounts for 0.8% of that total. Similar protocols include Clearpool Lending, Accountable, Pareto Credit, cSigma Finance, Clawloan, Credit Coop, TrueFi, 3Jane Lending, Wildcat Protocol, and Goldfinch.
How much has been borrowed through Union Protocol?
As of Oct 27, 2026, Union Protocol has $65,616 in active loans.