Ask about Folks Finance · freeTotal Value Locked$56.11m
TVL by Chain
Algorand$52.05m
Avalanche$2.97m
Polygon$753,178
Monad$181,181
Ethereum$74,457
Arbitrum$33,594
Base$26,806
Sei$8,207
BSC$6,990
Key Metrics
Fees 30d$191,009
Fees 30d by chain
Algorand$173,490
Avalanche$17,185
Polygon$208.62
Ethereum$48.82
Monad$47.34
Arbitrum$22.55
Base$5.90
Sei$0.73
BSC$0.20
Fees 7d$36,813
Algorand$35,372
Avalanche$1,411
Polygon$12.49
Ethereum$10.71
Monad$5.54
Arbitrum$1.19
Base$0.91
BSC$0
Sei$0
Fees 24h$5,283
Algorand$4,895
Avalanche$384
Polygon$1.86
Ethereum$1.50
Monad$0.79
Base$0.13
Arbitrum$0.08
BSC$0
Sei$0
Cumulative Fees$2.55m
Algorand$1.86m
Avalanche$395,838
Polygon$230,903
Monad$49,497
Sei$6,222
Ethereum$4,382
Arbitrum$994.80
Base$337.39
BSC$74.44
Revenue 30d$21,513
Revenue 30d by chain
Algorand$19,763
Avalanche$1,717
Polygon$20.89
Ethereum$4.89
Monad$4.74
Arbitrum$2.29
Base$0.47
BSC$0
Sei$0
Revenue 7d$4,156
Algorand$4,012
Avalanche$140.47
Polygon$1.26
Ethereum$1.06
Monad$0.56
Arbitrum$0.14
Base$0.07
BSC$0
Sei$0
Revenue 24h$593.11
Algorand$555
Avalanche$37.68
Polygon$0.19
Ethereum$0.15
Monad$0.08
Arbitrum$0.01
Base$0.01
BSC$0
Sei$0
Cumulative Revenue$259,659
Algorand$190,816
Avalanche$39,582
Polygon$23,117
Monad$4,954
Sei$619.43
Ethereum$436.82
Arbitrum$98.28
Base$29.21
BSC$7.23
Holders Revenue 30d$0
Holders Revenue 30d by chain
Algorand$0
Arbitrum$0
Avalanche$0
Base$0
BSC$0
Ethereum$0
Monad$0
Polygon$0
Sei$0
Holders Revenue 7d$0
Algorand$0
Arbitrum$0
Avalanche$0
Base$0
BSC$0
Ethereum$0
Monad$0
Polygon$0
Sei$0
Holders Revenue 24h$0
Algorand$0
Arbitrum$0
Avalanche$0
Base$0
BSC$0
Ethereum$0
Monad$0
Polygon$0
Sei$0
Cumulative Holders Revenue$0
Algorand$0
Arbitrum$0
Avalanche$0
Base$0
BSC$0
Ethereum$0
Monad$0
Polygon$0
Sei$0
Market Cap$44.16m
$FOLKS Price$2.46
Fully Diluted Valuation$122.75m
$FOLKS Volume 24h$608,076
CEX Volume$249,114
DEX Volume$353,523(58.14% of total)
Active Loans$12.3m
Treasury$652,984
Majors$3,854
Stablecoins$286,970
Own Tokens$0
Others$362,160
Total Raised$6.2m
Jan 20, 2022$3mRound: SeedInvestors: Borderless Capital, ParaFi Capital, Jump Crypto, Coinbase Ventures, OKX Ventures, Algorand
Nov 14, 2024$3.2mRound: Series AInvestors: Borderless Capital, Algorand Ventures, MapleBlock Capital, Sovo Ventures
Protocol Information
Innovative DeFi platform to lend, borrow, trade and manage digital assets.
- xALGO Liquid StakingLiquid Staking
- Folks Finance LendingLending
- Folks Finance xChainLending
- gALGO Liquid GovernanceLiquid Staking
- UltraswapLending
Methodology
TVL: Total value of all coins held in the smart contracts of the protocol
Fees:
Revenue:
Yields
Pools Tracked17
Average Supply APY1.59%
Folks Finance history
TVL is the default DefiLlama definition, which excludes Active Loans. Daily values are UTC snapshots from Apr 12, 2022 to Oct 28, 2026.
All-time high TVL: $314.76m on Dec 4, 2024. All-time low TVL: $3.56m on Apr 12, 2022.
Daily TVL, Sep 29, 2026 to Oct 28, 2026
| Date | TVL |
|---|---|
| Sep 29, 2026 | $74.49m |
| Sep 30, 2026 | $70.36m |
| Oct 1, 2026 | $69.66m |
| Oct 2, 2026 | $68.7m |
| Oct 3, 2026 | $70.92m |
| Oct 4, 2026 | $72.43m |
| Oct 5, 2026 | $73.19m |
| Oct 6, 2026 | $71.11m |
| Oct 7, 2026 | $69.02m |
| Oct 8, 2026 | $66.44m |
| Oct 9, 2026 | $64.49m |
| Oct 10, 2026 | $63.18m |
| Oct 11, 2026 | $64.61m |
| Oct 12, 2026 | $68.44m |
| Oct 13, 2026 | $63.64m |
| Oct 14, 2026 | $64.38m |
| Oct 15, 2026 | $62.21m |
| Oct 16, 2026 | $64.07m |
| Oct 17, 2026 | $61.87m |
| Oct 18, 2026 | $60.41m |
| Oct 19, 2026 | $60.3m |
| Oct 20, 2026 | $59.28m |
| Oct 21, 2026 | $61.03m |
| Oct 22, 2026 | $61.26m |
| Oct 23, 2026 | $57.73m |
| Oct 24, 2026 | $56.92m |
| Oct 25, 2026 | $56.39m |
| Oct 26, 2026 | $56.52m |
| Oct 27, 2026 | $57.05m |
| Oct 28, 2026 | $56.11m |
TVL at each month end, Nov 2024 to Oct 2026
| Date | TVL |
|---|---|
| Nov 30, 2024 | $272.3m |
| Dec 31, 2024 | $194.13m |
| Jan 31, 2025 | $260.59m |
| Feb 28, 2025 | $167.48m |
| Mar 31, 2025 | $131.53m |
| Apr 30, 2025 | $89m |
| May 31, 2025 | $77.05m |
| Jun 30, 2025 | $105.27m |
| Jul 31, 2025 | $142.46m |
| Aug 31, 2025 | $143.9m |
| Sep 30, 2025 | $142.48m |
| Oct 31, 2025 | $118.95m |
| Nov 30, 2025 | $97.9m |
| Dec 31, 2025 | $87.71m |
| Jan 31, 2026 | $80.81m |
| Feb 28, 2026 | $64.64m |
| Mar 31, 2026 | $60.63m |
| Apr 30, 2026 | $69.77m |
| May 31, 2026 | $75.68m |
| Jun 30, 2026 | $53.28m |
| Jul 31, 2026 | $48.03m |
| Aug 31, 2026 | $50.5m |
| Sep 30, 2026 | $70.36m |
| Oct 28, 2026 (latest) | $56.11m |
TVL at each year end, Dec 31, 2022 to Dec 31, 2025
| Date | TVL |
|---|---|
| Dec 31, 2022 | $53.27m |
| Dec 31, 2023 | $138.77m |
| Dec 31, 2024 | $194.13m |
| Dec 31, 2025 | $87.71m |
Fees, revenue and holders revenue by UTC calendar month, Aug 2025 to Oct 2026
| Month | Fees | Revenue | Holders revenue |
|---|---|---|---|
| Aug 2025 | $5,577 | $557 | $0 |
| Sep 2025 | $87,836 | $8,787 | $0 |
| Oct 2025 | $356,147 | $35,611 | $0 |
| Nov 2025 | $267,889 | $26,785 | $0 |
| Dec 2025 | $233,145 | $23,313 | $0 |
| Jan 2026 | $218,594 | $21,866 | $0 |
| Feb 2026 | $149,216 | $14,918 | $0 |
| Mar 2026 | $142,027 | $14,203 | $0 |
| Apr 2026 | $185,032 | $18,502 | $0 |
| May 2026 | $172,588 | $17,258 | $0 |
| Jun 2026 | $135,400 | $13,535 | $0 |
| Jul 2026 | $115,695 | $11,577 | $0 |
| Aug 2026 | $117,422 | $11,966 | $0 |
| Sep 2026 | $192,030 | $21,685 | $0 |
| Oct 2026 (to date) | $175,015 | $19,684 | $0 |
The .csv export on the chart above downloads every daily value. The same data is in the public API: https://api.llama.fi/protocol/folks-finance
Frequently asked questions
What is Folks Finance's TVL?
As of Oct 28, 2026, Folks Finance has $56.11m in total value locked. TVL has decreased 16.6% over the past 30 days.
What chains does Folks Finance operate on?
Folks Finance operates on 9 chains: Algorand, Avalanche, Polygon, Monad, and Ethereum and 4 others. Algorand holds the largest share at 92.8%.
How much has Folks Finance generated in fees and revenue?
Over the past 30 days, Folks Finance generated $191,009 in fees. Of that, $21,513 was protocol revenue. Based on the trailing year, the annualized rate is $2.14m in fees and $218,683 in revenue.
What is the FOLKS token price and valuation?
FOLKS is currently trading at $2.45. Its circulating market capitalization is $44m, ranking it #649. Its fully diluted valuation is $122.31m. Supply currently stands at 17.99m circulating, 50m total supply, 50m maximum supply.
How has FOLKS performed recently?
FOLKS is down 0.5% over the past 7 days and down 2.2% over the past 30 days. Its all-time high is $48.86, reached on Dec 13, 2025. The token is currently 95% below that level.
Which protocols are included in Folks Finance?
Folks Finance is a parent protocol whose tracked products include xALGO Liquid Staking, Folks Finance Lending, Folks Finance xChain, gALGO Liquid Governance, and Ultraswap.
How much has been borrowed through Folks Finance?
As of Oct 28, 2026, Folks Finance has $12.3m in active loans.
Does Folks Finance have a treasury?
Folks Finance has a tracked treasury currently valued at $652,984. Its holdings include $286,970 in stablecoins, $3,854 in major assets, $362,160 in other assets.