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Lend
Active AUM
$1.79mKey Metrics
Onchain AUM$1.79m
Change (24h)-0.62%
Active / Onchain100%
DeFi Active TVL$0
Change (24h)N/A
Utilization0%
Largest ProtocolN/A
Net Flows 30dN/A
Net Flows 7dN/A
Live Assets3
Issuers1
Asset rankings
| Name | Chains | Asset Type | AUM | DeFi | Flows | |||||
|---|---|---|---|---|---|---|---|---|---|---|
| RE Credit | $828,678 | $828,678 | -0.67% | $0 | 0% | $1.11 | ||||
| RE Credit | $556,457 | $556,457 | -0.67% | $0 | 0% | $1.11 | ||||
| RE Credit | $405,686 | $405,686 | -0.67% | $0 | 0% | $1.11 | ||||
About Lend
Lend is a French-regulated tokenization platform for real estate operations operating under EU MiCA-compliant framework. Each operation is structured through a dedicated SPV with Lend holding preferential rights; investors receive tokenized bonds (opLEND-N series) with fixed APR ranging 9–15%. Capital can be subscribed in USDC from 38+ chains and is aggregated to the primary chain via LayerZero OFT. A secondary marketplace (Lend DEX) enables early exit. Self-Repaying Loan feature uses Aave for users to borrow USDC against crypto and invest. Audited by Hashlock (Dec 2025, all High severity findings resolved). Chainlink USD/EUR oracle integration. Diamond-proxy contract architecture with admin-controlled refund/whitelist powers (centralized by design for regulatory compliance).
Entity
Legal entityLend SA
Primary chainEthereum
Registry
Lend SA — French-incorporated (Société Anonyme) tokenization platform for real estate operations. Operates under EU MiCA-compliant regulatory partner framework. Legal counsel: D&A Partners. Bonds issued as private placement under Article L.411-2 French Code Monétaire et Financier to qualified investors. Smart contracts audited by Hashlock Pty Ltd (Australian audit firm, Dec 2025 Final Report v2): audit scope Admin.sol/Invest.sol/Operations.sol/Utils.sol/Storage.sol (Solidity ^0.8.27, Diamond proxy pattern, OpenZeppelin-based); findings: 1 High (resolved), 1 Medium (acknowledged — intentional centralized design for regulatory refunds), 2 Low (1 resolved, 1 acknowledged), 2 QA (both resolved). Centralized admin powers (refunds, whitelisting, peer config) by design for regulatory compliance. Multichain via LayerZero OFT (Ethereum primary, 8 chains supported). Chainlink USD/EUR oracle for FX conversion. Team active in Web3 since 2019. Current operations TVL ~$864K USDC (DefiLlama PR #19472 adapter run). Operations: Vouziers Commercial Units ($423K @ 12.5%), Saint-Herblain Datacenter ($581K @ 9%), Conflans Residential (upcoming $866K @ 10%).
Compliance
Of 3 assets
Attested3 of 3
KYC to mint or redeem3 of 3
Allowlisted to hold3 of 3
Transferable3 of 3
Self custody3 of 3
Redeemable3 of 3
Attestation frequencyOn audit + monthly investor reporting per operation
Last attestation2025-12 (Hashlock v2)
OracleChainlink