Lend

On-chain AUM$1.86m

Platform totals

Live assets3

Chains8

DeFi TVL$0

DeFi TVL / AUM0%

Confirmed attestations3 / 3

Primary accessPermissioned (3)

Totals for filtered assets

$1.86m

Assets Rankings

Name	Asset Group
Lend Conflans - Residential RedevelopmentopLEND-3	Real Estate	$1.16	$862,748	$862,748	$0	0%	Lend	Real Estate	RE Credit	Permissioned	Asset	RWA	Lend SA	Yes	Yes	Yes	Yes	Yes	Yes
Lend Datacenter Facility - Saint-HerblainopLEND-1	Real Estate	$1.16	$579,334	$579,334	$0	0%	Lend	Real Estate	RE Credit	Permissioned	Asset	RWA	Lend SA	Yes	Yes	Yes	Yes	Yes	Yes
Lend Vouziers - Commercial UnitsopLEND-2	Real Estate	$1.16	$422,365	$422,365	$0	0%	Lend	Real Estate	RE Credit	Permissioned	Asset	RWA	Lend SA	Yes	Yes	Yes	Yes	Yes	Yes

About Lend

Lend is a French-regulated tokenization platform for real estate operations operating under EU MiCA-compliant framework. Each operation is structured through a dedicated SPV with Lend holding preferential rights; investors receive tokenized bonds (opLEND-N series) with fixed APR ranging 9–15%. Capital can be subscribed in USDC from 38+ chains and is aggregated to the primary chain via LayerZero OFT. A secondary marketplace (Lend DEX) enables early exit. Self-Repaying Loan feature uses Aave for users to borrow USDC against crypto and invest. Audited by Hashlock (Dec 2025, all High severity findings resolved). Chainlink USD/EUR oracle integration. Diamond-proxy contract architecture with admin-controlled refund/whitelist powers (centralized by design for regulatory compliance).

Tokenization PlatformReal EstatePermissioned

Website Docs

Profile

Primary chain: Ethereum
Parent platform: Lend
Issuer: Lend SA
Oracle: Chainlink

Attestations & milestones

Attestation frequency: On audit + monthly investor reporting per operation
Last attestation: 2025-12 (Hashlock v2)

Issuer registry, regulation & leadership

Issuer registry

Lend SA — French-incorporated (Société Anonyme) tokenization platform for real estate operations. Operates under EU MiCA-compliant regulatory partner framework. Legal counsel: D&A Partners. Bonds issued as private placement under Article L.411-2 French Code Monétaire et Financier to qualified investors. Smart contracts audited by Hashlock Pty Ltd (Australian audit firm, Dec 2025 Final Report v2): audit scope Admin.sol/Invest.sol/Operations.sol/Utils.sol/Storage.sol (Solidity ^0.8.27, Diamond proxy pattern, OpenZeppelin-based); findings: 1 High (resolved), 1 Medium (acknowledged — intentional centralized design for regulatory refunds), 2 Low (1 resolved, 1 acknowledged), 2 QA (both resolved). Centralized admin powers (refunds, whitelisting, peer config) by design for regulatory compliance. Multichain via LayerZero OFT (Ethereum primary, 8 chains supported). Chainlink USD/EUR oracle for FX conversion. Team active in Web3 since 2019. Current operations TVL ~$864K USDC (DefiLlama PR #19472 adapter run). Operations: Vouziers Commercial Units ($423K @ 12.5%), Saint-Herblain Datacenter ($581K @ 9%), Conflans Residential (upcoming $866K @ 10%).

Issuer source Attestation report Oracle proof